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      Keren Bobker

      Keren Bobker

      Location
      Keren Bobker is an independent financial adviser and senior partner with Holborn Assets in Dubai, with more than 30 years’ experience and has been in the UAE since 2006

      Articles

      The provisions set out in the UAE Labour Law state an employment contract can be terminated by either party for any legitimate reason. Getty Images
      'Can I make more redundancy claims after receiving notice pay and gratuity?'

      Staff can take advantage of Involuntary Loss of Employment scheme introduced in 2023

      MoneyMay 15, 2026
      The UAE hospitality sector has experienced a slowdown amid the Iran war. Getty Images
      'Can my restaurant manager cut my salary due to a slowdown in business?'

      No employer is legally permitted to change the terms of employment, or alter contracts without employees' agreement

      MoneyApril 07, 2026
      No employer is permitted to arbitrarily make a change to any salary without agreement. Getty Images
      'Can my employer in the UAE refuse travel allowance when I take annual leave?'

      When an employee is on annual leave, they should be paid in full

      MoneyMarch 11, 2026
      There is a short grace period for an old visa to be cancelled, but a person cannot work for a new employer in the UAE without obtaining a new residency visa. Victor Besa / The National
      Can you start a new job before your old employer cancels your visa?

      It is unfair and illegal to delay cancellation of an outgoing employee's visa

      MoneyFebruary 24, 2026
      Failure to repay as agreed when opening a BNPL account will not only incur a charge but will also affect a credit score. PA
      'Will I face a travel ban after my friend used my BNPL account and didn't pay?'

      Person in whose name the account is registered is fully responsible for all activity

      MoneyFebruary 10, 2026
      An employer is only legally obligated to provide medical cover at the minimum stated level. Pawan Singh / The National
      ‘Can an employer reduce medical insurance benefits for staff in the UAE?’

      Quality medical insurance is one of the top-rated benefits for staff in Dubai

      BusinessJanuary 26, 2026
      Businesses face a dilemma if they wish to withdraw benefits from employees, even if they are not included in formal contracts. Antonie Robertson / The National
      ‘Can an employer suddenly withdraw employee benefits?’

      Companies are likely to get a better reaction from staff if they are honest about the reason for changes

      MoneyJanuary 12, 2026
      A trade licence is required to run any kind of business in the UAE. Getty Images
      ‘Do I need to register a business for home-based work?’

      Working in UAE without valid trade licence can incur Dh5,000 fine

      MoneyDecember 29, 2025
      Dubai Police has a dedicated website where all e-crime can be reported. You don’t have to be a victim of a scam to report one. PA
      'How can I report scam messages in the UAE?'

      Residents can report suspicious emails, WhatsApp messages and online fraud directly to the police

      MoneyDecember 15, 2025
      It is standard practice for a financial company to request proof of identity and address when dealing with a transaction. Antonie Robertson / The National
      ‘Can an investment firm ask for my documents to release funds?’

      Company is asking for proof of identity, address and bank statements to complete withdrawal

      MoneyDecember 01, 2025
      There are plenty of dedicated parking spaces for people of determination across the UAE. Pawan Singh / The National
      ‘How can my wife apply for a disabled parking permit in the UAE?’

      The Emirates has introduced many schemes to assist people of determination

      MoneyNovember 17, 2025
      A cheque that is rejected for signature is not treated as a bounced cheque under criminal or civil penalty rules. Getty Images
      ‘Will a cheque bounce affect my credit score in the UAE?’

      Decision will depend on the reason for rejection

      MoneyNovember 03, 2025
      A will is not just about assets, it is also about the legal protection of your children. Getty Images
      ‘If I don’t have any investments, do I need to write a will?’

      Without a will, courts will be charged with deciding who brings up the children if their parents pass away

      MoneyOctober 20, 2025
      The UAE government has set validity requirements for golden visa applications. Pawan Singh / The National
      ‘Can I apply for UAE golden visa if my passport is about to expire?’

      The government has set validity requirements for applications

      MoneyOctober 06, 2025
      Anyone who is resident outside of the UK for less than a full tax year remains UK tax resident and thus subject to UK income tax on their worldwide income. Reuters
      Can I avoid paying UK tax on UAE earnings if I relocate?

      Simply leaving the UK to move to another country does not mean a person is automatically exempt from taxes there

      MoneySeptember 22, 2025
      More Articles

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