Yemeni security forces inspect the site of a car-bomb attack targeting Aden’s governor and police chief in the Mansoura district on May 1, 2016. Saleh Al Obeidi / AFP
Yemeni security forces inspect the site of a car-bomb attack targeting Aden’s governor and police chief in the Mansoura district on May 1, 2016. Saleh Al Obeidi / AFP

Yemen peace talks suspended after rebel raid



Aden // Yemen’s government on Sunday suspended direct peace talks with the Houthis and their allies after the rebels stormed a military camp in violation of a ceasefire.

The rebel attack on the Amaliqa brigade camp in Amran province late on Saturday had “torpedoed” the talks, foreign minister Abdelmalek Al Mekhlafi, the government’s top delegate at the negotiations in Kuwait, said in a tweet.

“The delegation of the republic of Yemen has suspended its participation in Kuwait talks because of the continued violations by rebels and their takeover of Al Amaliqa base,” Mr Al Mekhlafi said.

The suspension will last “until guarantees for compliance were provided”, he added.

The government and rebel delegations met face to face for the first time on Saturday in the UN-mediated talks that began on April 21 following a truce that took effect on April 10. The UN special envoy to Yemen had reported steady progress in the negotiations to end more than a year of fighting between the Iran-backed rebels, who are allied to forces loyal to former president Ali Abdullah Saleh, and pro-government forces backed by a Saudi-led coalition that includes the UAE.

The soldiers at the Amaliqa camp, north of the rebel-held capital Sanaa, had chosen to stay neutral in the conflict.

“The Houthi rebels tried to seize weapons from the brigade, and this is a new indication that they do not want peace,” said Abdullah Hizam, director of the Saba state news agency, who is in Kuwait with the government delegation.

The Houthis had no reason to attack the camp, and this, along with ceasefire violations in several provinces, had convinced the government negotiators that it would not be possible to continue talks while the war was continuing, Mr Hizam told The National.

“The government delegation has two main conditions to return to the peace talks. The first one is the implementation of the ceasefire in all provinces, including Taez, and the second is that the Houthis withdraw from the Amaliqa camp,” Mr Hizam said.

The Houthi delegation had not yet responded to the government’s suspension of talks, he said.

“We do not know when the peace talks will resume, but this depends on the rebels – whether they want a peaceful solution or not.”

The developments dealt a blow to the hopes of Yemenis for an end to the conflict that has killed more than 6,400 people, forced millions from their homes and created severe shortages of essential goods.

Ammar Awadh, 29, a Sanaa resident said the storming of the Amaliqa camp was a clear message that the Houthis were pursuing a military solution.

“The Saudi-led air strikes stopped targeting the Houthis, but the Houthis are still advancing on the ground – so, there is no sign of peaceful solution in Yemen,” he said.

The chaos created by the war has also allowed the Yemen-based branch of Al Qaeda and its rival ISIL to seize territory and launch attacks on government officials.

On Sunday, a car bombing targeting the police chief and the governor of Aden killed five of their guards and injured eight.

The bombing targeted a convoy in which governor Aidarous Al Zabidi and Brigadier Shalal Shaei were leaving after a meeting at the headquarters of the coalition forces in Aden, said police spokesman Abdul Rahman Al Naqeeb.

Both men were unharmed.

"The car tried to get close to the governor and chief of the police, but another car of the convoy blocked it and it exploded near the guards' car," Mr Al Naqeeb told The National.

It was the fourth attempt on Maj Gen Al Shaie’s life since December, and followed a car bombing at his home on Thursday in which two guards were injured.

There was no claim of responsibility for either attack but Brig Al Shaie said after Thursday’s bombing that Al Qaeda sleeper cells remained in the city despite an operation that drove the group’s fighters from Aden in late March.

That was followed last month by an offensive against Al Qaeda in several southern provinces. Last week pro-government fighters led by UAE and Saudi special forces forced the extremists from their stronghold Mukalla, the capital of Hadramawt province.

foreign.desk@thenational.ae

* With reporting from Agence France-Presse

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In addition to the Emirates and Etihad programmes, there is the Air Miles Middle East card, which offers members the ability to choose any airline, has no black-out dates and no restrictions on seat availability. Air Miles is linked up to HSBC credit cards and can also be earned through retail partners such as Spinneys, Sharaf DG and The Toy Store.

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Key changes

Commission caps

For life insurance products with a savings component, Peter Hodgins of Clyde & Co said different caps apply to the saving and protection elements:

• For the saving component, a cap of 4.5 per cent of the annualised premium per year (which may not exceed 90 per cent of the annualised premium over the policy term). 

• On the protection component, there is a cap  of 10 per cent of the annualised premium per year (which may not exceed 160 per cent of the annualised premium over the policy term).

• Indemnity commission, the amount of commission that can be advanced to a product salesperson, can be 50 per cent of the annualised premium for the first year or 50 per cent of the total commissions on the policy calculated. 

• The remaining commission after deduction of the indemnity commission is paid equally over the premium payment term.

• For pure protection products, which only offer a life insurance component, the maximum commission will be 10 per cent of the annualised premium multiplied by the length of the policy in years.

Disclosure

Customers must now be provided with a full illustration of the product they are buying to ensure they understand the potential returns on savings products as well as the effects of any charges. There is also a “free-look” period of 30 days, where insurers must provide a full refund if the buyer wishes to cancel the policy.

“The illustration should provide for at least two scenarios to illustrate the performance of the product,” said Mr Hodgins. “All illustrations are required to be signed by the customer.”

Another illustration must outline surrender charges to ensure they understand the costs of exiting a fixed-term product early.

Illustrations must also be kept updatedand insurers must provide information on the top five investment funds available annually, including at least five years' performance data.

“This may be segregated based on the risk appetite of the customer (in which case, the top five funds for each segment must be provided),” said Mr Hodgins.

Product providers must also disclose the ratio of protection benefit to savings benefits. If a protection benefit ratio is less than 10 per cent "the product must carry a warning stating that it has limited or no protection benefit" Mr Hodgins added.

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