Drive to get UK Muslims to register marriages



LONDON // Thousands of Muslim couples in Britain are discovering years after their weddings that they have never been legally married, it was revealed yesterday. Mostly the situation affects Muslim women who realise that they are not entitled to the enhanced legal protection that marital status brings when they come to divorce.

The problem has arisen because many couples go through a religious wedding ceremony, the nikah, but fail to register the marriage with the civil authorities, as required under UK law. In recent years, there has been a drive to get mosques authorised as places where marriages can be registered, but the initiative has met with only limited success. Besides, many of the nikahs take place in people's homes or at other venues.

According to a BBC investigation broadcast yesterday on its Asian Network, the failure is often a result of ignorance. But, increasingly, it is becoming a deliberate act of omission by the husband to deny his spouse her full legal entitlement should they divorce. Dr Ghayasuddin Siddiqui, the head of the Muslim Parliament - a London-based special interest group - told the BBC that the lives of many Muslim women were being ruined.

"It is a major problem in the community," he said. "It is very difficult to put an exact figure on the scale of this because there are no statistics. It could be in the hundreds, if not thousands." Mr Siddiqui believes that some Muslim women are being misled by partners who promise them a civil ceremony after a nikah but then refuse to go ahead with it. "This allows Muslim men to control their wives because they can threaten to leave them and end the Islamic marriage by just saying the words 'divorce, divorce, divorce' to her," he said.

Aina Khan, a senior partner in a London law firm specialising in family law, said: "It's a rising trend for Muslim couples to have marriages that are not legally recognised. "The problem is extremely widespread and it's an increasing time bomb because it's affecting mostly young Muslims, who are under 30 or in their early 30s. "My colleagues and I are having to deal with hundreds of cases where things have gone wrong because the wedding has not been registered.

"Because the couples only have cohabitant rights, it is extremely expensive and complicated to use the law to get the individuals any justice once the marriage ends." One of the women featured in the programme was Shaheeda Khan, who married her fiance in a nikah at her home in Birmingham. She and her husband later moved to London but, 13 months after the ceremony, she realised that her marriage was not legally valid.

"I had to show a marriage certificate when I was enrolling at university," she said. "It was then I realised I didn't have one and it came as a big shock to me." She asked her husband to register their marriage but he failed to do so. A few months later, she came home and found that the locks to her front door had been changed and that she had been thrown out. She had no option but to return to her parents' home.

"I was homeless. I took legal action but I got nothing," she said. "I had been paying the mortgage on our home but the house was not in my name so I lost everything. "It was as though the marriage had never happened. It was the worst time of my life." Shaista Gohir, the head of the Muslim Women's Network, said problems stemmed from the fact that many young Muslims still believed that a nikah amounted to a marriage that was legally binding.

"If a couple has a nikah in a Muslim country then the marriage is recognised under UK law. But many do not realise that this is not the case if the nikah is conducted in this country," she said. Even among couples who did know the legal situation, there was a growing trend from them to "test out" the marriage before registering it later. The problem, said Ms Gohir, was that "later" never arrives. Mr Siddiqui has been advocating for five years for mosques to have their imams or other officials recognised as registrars but, he concedes that very few have done so.

He is calling on Muslim women to protect themselves by insisting on a civil ceremony to register the marriage before a nikah. "The problem is that only a handful of mosques across the country are registering themselves," Mr Siddiqui added. "I don't know why this is the case because it is very simple to do. "Religious leaders must take a bigger responsibility to protect many Muslim women who are unnecessarily suffering."

dsapsted@thenational.ae

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Tributes from the UAE's personal finance community

• Sebastien Aguilar, who heads SimplyFI.org, a non-profit community where people learn to invest Bogleheads’ style

“It is thanks to Jack Bogle’s work that this community exists and thanks to his work that many investors now get the full benefits of long term, buy and hold stock market investing.

Compared to the industry, investing using the common sense approach of a Boglehead saves a lot in costs and guarantees higher returns than the average actively managed fund over the long term. 

From a personal perspective, learning how to invest using Bogle’s approach was a turning point in my life. I quickly realised there was no point chasing returns and paying expensive advisers or platforms. Once money is taken care off, you can work on what truly matters, such as family, relationships or other projects. I owe Jack Bogle for that.”

• Sam Instone, director of financial advisory firm AES International

"Thought to have saved investors over a trillion dollars, Jack Bogle’s ideas truly changed the way the world invests. Shaped by his own personal experiences, his philosophy and basic rules for investors challenged the status quo of a self-interested global industry and eventually prevailed.  Loathed by many big companies and commission-driven salespeople, he has transformed the way well-informed investors and professional advisers make decisions."

• Demos Kyprianou, a board member of SimplyFI.org

"Jack Bogle for me was a rebel, a revolutionary who changed the industry and gave the little guy like me, a chance. He was also a mentor who inspired me to take the leap and take control of my own finances."

• Steve Cronin, founder of DeadSimpleSaving.com

"Obsessed with reducing fees, Jack Bogle structured Vanguard to be owned by its clients – that way the priority would be fee minimisation for clients rather than profit maximisation for the company.

His real gift to us has been the ability to invest in the stock market (buy and hold for the long term) rather than be forced to speculate (try to make profits in the shorter term) or even worse have others speculate on our behalf.

Bogle has given countless investors the ability to get on with their life while growing their wealth in the background as fast as possible. The Financial Independence movement would barely exist without this."

• Zach Holz, who blogs about financial independence at The Happiest Teacher

"Jack Bogle was one of the greatest forces for wealth democratisation the world has ever seen.  He allowed people a way to be free from the parasitical "financial advisers" whose only real concern are the fat fees they get from selling you over-complicated "products" that have caused millions of people all around the world real harm.”

• Tuan Phan, a board member of SimplyFI.org

"In an industry that’s synonymous with greed, Jack Bogle was a lone wolf, swimming against the tide. When others were incentivised to enrich themselves, he stood by the ‘fiduciary’ standard – something that is badly needed in the financial industry of the UAE."

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Install an air filter in your home.

Close your windows and turn on the AC.

Shower or bath after being outside.

Wear a face mask.

Stay indoors when conditions are particularly poor.

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We weren’t supposed to survive but we did.      
We weren’t supposed to remember but we did.              
We weren’t supposed to write but we did.  
We weren’t supposed to fight but we did.              
We weren’t supposed to organise but we did.
We weren’t supposed to rap but we did.        
We weren’t supposed to find allies but we did.
We weren’t supposed to grow communities but we did.        
We weren’t supposed to return but WE ARE.
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Four-day collections of TOH

Day             Indian Rs (Dh)        

Thursday    500.75 million (25.23m)

Friday         280.25m (14.12m)

Saturday     220.75m (11.21m)

Sunday       170.25m (8.58m)

Total            1.19bn (59.15m)

(Figures in millions, approximate)

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