MIRPUR, PAKISTAN // New British immigration laws have unleashed a stampede to wed and a frenzy of English lessons for Pakistanis desperate to migrate as new restrictions come into effect.
The boom was particularly marked in Mirpur, where Islamabad estimates 200,000 of Britain's 1.2 millionPakistanis have their family origins.
Almost all the town's 403,000 residents have relatives in the former colonial power, after a huge surge of migration from the area in the 1960s when a major dam was built, costing thousands of farmers their livelihoods.
At the time Britain needed more workers for its factories in the industrial cities of central and northern England, and granted immigration permits to many of them and their families.
Now with immigration an increasingly controversial issue in Britain, Mirpuris rushed to secure residency rights before the door was pushed tighter.
Wedding planners were rushed off their feet, English teachers overwhelmed and immigration consultants buried under mounds of paperwork as brides and grooms queued to file immigration papers by July 6, the last working day before the deadline.
Faisal Mehmood, a self-styled immigration consultant, said business was several times higher than the six to eight cases he normally processes a week.
"I consulted on and helped fill in immigration papers for 53 couples in the first week of July," he said in his office in Mirpur, the wealthiest town in Pakistani-administered Kashmir, 85 kilometres east of Islamabad.
From July 9, new restrictions made it impossible for anyone who earns less than £18,600 (Dh106,410) a year to move a foreign spouse to Britain, or less than £22,400 if that spouse has a child.
To acquire British nationality, foreign spouses have to wait five rather than two years to test whether a relationship is genuine, must be proficient in English and once in Britain, pass a Life in the UK test.
For Britons of Pakistani descent, April is by tradition the peak month for holidays and weddings in their parents' homeland, before the summer heat becomes unbearable for those accustomed to northern climes.
But wedding planners say they saw record business from Britons in June and the first week of July, with nuptials up 20 per cent in Mirpur this year.
Arshad Hussein Shah, the manager of eight marriage halls, said his company organised weddings for 15 Britons from June 1 to July 6.
"There was a sudden surge because the UK government changed the immigration laws for spouses and everybody rushed to marry and file papers before the deadline," he said.
It was a similar tale for Ali Raza, the managing director of the UK College of English Language, who says 35 students enrolled in June - 50 per cent more than usual.
"There were more girls than boys. Everybody wanted to complete a quick English course and obtain certificates to file immigration papers," said Mr Raza.
"Nobody was expecting this sudden implementation of the new laws. It created panic among the candidates."
Batool Bukhari, 25, married her cousin in April and raced through an English course as quickly as possible.
"I applied for immigration in the second week of June. I had to rush my application when I found out that the new laws are being implemented soon. It was very tense."
In Islamabad, the British High Commission said there had been a "significant increase" in the number of applications to join a spouse and live permanently in Britain ahead of the new rules coming into force.
The surge has caused delays in processing applications, the commission said, with some taking up to six months to be resolved.
For those who missed the deadline, the new rules mean new uncertainty.
Naeem Lodhi, 32, who has dreamt of moving to Britain since childhood, married on June 22 but was unable to file the necessary paperwork in time.
"My wife, who came here to marry me, is leaving for the UK in a month. I'm worried about my immigration because her salary is much lower than the amount required," he said.
Similarly, a hairdresser in London who gave her name only as Irum married her cousin on July 1 after a seven-year engagement, but was depressed about their chances of married life in Britain.
"I don't know when will I be able to live with my husband in the UK," she said, adding she would have to find a better paid job.
"It may take weeks, months or years. I don't know, I am really not sure about my future."
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Our legal consultant
Name: Dr Hassan Mohsen Elhais
Position: legal consultant with Al Rowaad Advocates and Legal Consultants.
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From Zero
Artist: Linkin Park
Label: Warner Records
Number of tracks: 11
Rating: 4/5
Company Profile
Founders: Tamara Hachem and Yazid Erman
Based: Dubai
Launched: September 2019
Sector: health technology
Stage: seed
Investors: Oman Technology Fund, angel investor and grants from Sharjah's Sheraa and Ma'an Abu Dhabi
Results
Light Flyweight (49kg): Mirzakhmedov Nodirjon (UZB) beat Daniyal Sabit (KAZ) by points 5-0.
Flyweight (52kg): Zoirov Shakhobidin (UZB) beat Amit Panghol (IND) 3-2.
Bantamweight (56kg): Kharkhuu Enkh-Amar (MGL) beat Mirazizbek Mirzahalilov (UZB) 3-2.
Lightweight (60kg): Erdenebat Tsendbaatar (MGL) beat Daniyal Shahbakhsh (IRI) 5-0.
Light Welterweight (64kg): Baatarsukh Chinzorig (MGL) beat Shiva Thapa (IND) 3-2.
Welterweight (69kg): Bobo-Usmon Baturov (UZB) beat Ablaikhan Zhussupov (KAZ) RSC round-1.
Middleweight (75kg): Jafarov Saidjamshid (UZB) beat Abilkhan Amankul (KAZ) 4-1.
Light Heavyweight (81kg): Ruzmetov Dilshodbek (UZB) beat Meysam Gheshlaghi (IRI) 3-2.
Heavyweight (91kg): Sanjeet (IND) beat Vassiliy Levit (KAZ) 4-1.
Super Heavyweight ( 91kg): Jalolov Bakhodir (UZB) beat Kamshibek Kunkabayev (KAZ) 5-0.
How to wear a kandura
Dos
- Wear the right fabric for the right season and occasion
- Always ask for the dress code if you don’t know
- Wear a white kandura, white ghutra / shemagh (headwear) and black shoes for work
- Wear 100 per cent cotton under the kandura as most fabrics are polyester
Don’ts
- Wear hamdania for work, always wear a ghutra and agal
- Buy a kandura only based on how it feels; ask questions about the fabric and understand what you are buying
Singham Again
Director: Rohit Shetty
Stars: Ajay Devgn, Kareena Kapoor Khan, Ranveer Singh, Akshay Kumar, Tiger Shroff, Deepika Padukone
Rating: 3/5
The specs
Engine: 3-litre twin-turbo V6
Power: 400hp
Torque: 475Nm
Transmission: 9-speed automatic
Price: From Dh215,900
On sale: Now
Name: Brendalle Belaza
From: Crossing Rubber, Philippines
Arrived in the UAE: 2007
Favourite place in Abu Dhabi: NYUAD campus
Favourite photography style: Street photography
Favourite book: Harry Potter
Coming soon
Torno Subito by Massimo Bottura
When the W Dubai – The Palm hotel opens at the end of this year, one of the highlights will be Massimo Bottura’s new restaurant, Torno Subito, which promises “to take guests on a journey back to 1960s Italy”. It is the three Michelinstarred chef’s first venture in Dubai and should be every bit as ambitious as you would expect from the man whose restaurant in Italy, Osteria Francescana, was crowned number one in this year’s list of the World’s 50 Best Restaurants.
Akira Back Dubai
Another exciting opening at the W Dubai – The Palm hotel is South Korean chef Akira Back’s new restaurant, which will continue to showcase some of the finest Asian food in the world. Back, whose Seoul restaurant, Dosa, won a Michelin star last year, describes his menu as, “an innovative Japanese cuisine prepared with a Korean accent”.
Dinner by Heston Blumenthal
The highly experimental chef, whose dishes are as much about spectacle as taste, opens his first restaurant in Dubai next year. Housed at The Royal Atlantis Resort & Residences, Dinner by Heston Blumenthal will feature contemporary twists on recipes that date back to the 1300s, including goats’ milk cheesecake. Always remember with a Blumenthal dish: nothing is quite as it seems.
Key changes
Commission caps
For life insurance products with a savings component, Peter Hodgins of Clyde & Co said different caps apply to the saving and protection elements:
• For the saving component, a cap of 4.5 per cent of the annualised premium per year (which may not exceed 90 per cent of the annualised premium over the policy term).
• On the protection component, there is a cap of 10 per cent of the annualised premium per year (which may not exceed 160 per cent of the annualised premium over the policy term).
• Indemnity commission, the amount of commission that can be advanced to a product salesperson, can be 50 per cent of the annualised premium for the first year or 50 per cent of the total commissions on the policy calculated.
• The remaining commission after deduction of the indemnity commission is paid equally over the premium payment term.
• For pure protection products, which only offer a life insurance component, the maximum commission will be 10 per cent of the annualised premium multiplied by the length of the policy in years.
Disclosure
Customers must now be provided with a full illustration of the product they are buying to ensure they understand the potential returns on savings products as well as the effects of any charges. There is also a “free-look” period of 30 days, where insurers must provide a full refund if the buyer wishes to cancel the policy.
“The illustration should provide for at least two scenarios to illustrate the performance of the product,” said Mr Hodgins. “All illustrations are required to be signed by the customer.”
Another illustration must outline surrender charges to ensure they understand the costs of exiting a fixed-term product early.
Illustrations must also be kept updatedand insurers must provide information on the top five investment funds available annually, including at least five years' performance data.
“This may be segregated based on the risk appetite of the customer (in which case, the top five funds for each segment must be provided),” said Mr Hodgins.
Product providers must also disclose the ratio of protection benefit to savings benefits. If a protection benefit ratio is less than 10 per cent "the product must carry a warning stating that it has limited or no protection benefit" Mr Hodgins added.
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Cricket World Cup League 2
UAE squad
Rahul Chopra (captain), Aayan Afzal Khan, Ali Naseer, Aryansh Sharma, Basil Hameed, Dhruv Parashar, Junaid Siddique, Muhammad Farooq, Muhammad Jawadullah, Muhammad Waseem, Omid Rahman, Rahul Bhatia, Tanish Suri, Vishnu Sukumaran, Vriitya Aravind
Fixtures
Friday, November 1 – Oman v UAE
Sunday, November 3 – UAE v Netherlands
Thursday, November 7 – UAE v Oman
Saturday, November 9 – Netherlands v UAE