Salon workers who filed false sex assault case against boss are jailed in Dubai



DUBAI // Five manicurists who claimed they were sexually assaulted by their boss because they wanted to quit their jobs have been jailed for three months each.

Filipinas M A, J D, W J, E P, and R K, all aged between 23 and 32, worked at a beauty salon in Bur Dubai and plotted to frame their male boss in a criminal case so they could return home to the Philippines, Dubai Criminal Court was told.

Prosecutors charged the five with giving false testimonies under oath at Dubai Public Prosecution on May 12 last year in a case of sexual assault and incitement for committing a sin.

The women reported the salon owner to police, who referred it to prosecutors. During interrogations, prosecutors said the testimonies of the women differed, which made them suspicious.

Prosecutors then summoned the five women’s Filipina supervisor, E P, 36, when she got back from annual leave, which she was on when the case was filed.

She told prosecutors that she had been working with the salon owner for 11 years and had never seen any inappropriate behaviour from him.

“I was stunned when I was told what the women said,” the supervisor said, adding that all five women had never complained about him since they started work there and that he had always been caring and decent with all of them.

Shortly before she went on leave, the supervisor said the women had expressed a wish to resign and return home but she told them to wait until she had returned from her holiday.

“It’s obvious they had planned this to be sent back to the Philippines,” the supervisor said.

She added that the salon owner “paid all medication costs for R K when she fell sick, and offered his help to any of them who needed it. He is a good man”.

In court last August, the women did not come from their prison cells to face the charge against them and were sentenced in their absence to three months in jail, to be followed by deportation.

salamir@thenational.ae

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Key changes

Commission caps

For life insurance products with a savings component, Peter Hodgins of Clyde & Co said different caps apply to the saving and protection elements:

• For the saving component, a cap of 4.5 per cent of the annualised premium per year (which may not exceed 90 per cent of the annualised premium over the policy term). 

• On the protection component, there is a cap  of 10 per cent of the annualised premium per year (which may not exceed 160 per cent of the annualised premium over the policy term).

• Indemnity commission, the amount of commission that can be advanced to a product salesperson, can be 50 per cent of the annualised premium for the first year or 50 per cent of the total commissions on the policy calculated. 

• The remaining commission after deduction of the indemnity commission is paid equally over the premium payment term.

• For pure protection products, which only offer a life insurance component, the maximum commission will be 10 per cent of the annualised premium multiplied by the length of the policy in years.

Disclosure

Customers must now be provided with a full illustration of the product they are buying to ensure they understand the potential returns on savings products as well as the effects of any charges. There is also a “free-look” period of 30 days, where insurers must provide a full refund if the buyer wishes to cancel the policy.

“The illustration should provide for at least two scenarios to illustrate the performance of the product,” said Mr Hodgins. “All illustrations are required to be signed by the customer.”

Another illustration must outline surrender charges to ensure they understand the costs of exiting a fixed-term product early.

Illustrations must also be kept updatedand insurers must provide information on the top five investment funds available annually, including at least five years' performance data.

“This may be segregated based on the risk appetite of the customer (in which case, the top five funds for each segment must be provided),” said Mr Hodgins.

Product providers must also disclose the ratio of protection benefit to savings benefits. If a protection benefit ratio is less than 10 per cent "the product must carry a warning stating that it has limited or no protection benefit" Mr Hodgins added.

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  • Grade 9 = above an A*
  • Grade 8 = between grades A* and A
  • Grade 7 = grade A
  • Grade 6 = just above a grade B
  • Grade 5 = between grades B and C
  • Grade 4 = grade C
  • Grade 3 = between grades D and E
  • Grade 2 = between grades E and F
  • Grade 1 = between grades F and G
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A Cat, A Man, and Two Women
Junichiro
Tamizaki
Translated by Paul McCarthy
Daunt Books 

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Company profile

Name: Oulo.com

Founder: Kamal Nazha

Based: Dubai

Founded: 2020

Number of employees: 5

Sector: Technology

Funding: $450,000


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