Surendran KB, an Indian expatriate, leaves the money exchange at Sonapur Labour Camp in Dubai. Satish Kumar / The National
Surendran KB, an Indian expatriate, leaves the money exchange at Sonapur Labour Camp in Dubai. Satish Kumar / The National

Labour of love for Dubai camp dwellers



DUBAI // Mohammed Ali wants to build a house. Surendran KB wants to put his children through university. Hidayat Ali just wants to make sure his family doesn't starve.

All three have made the UAE their home, and while the reasons that bought them here are different, these three Indian nationals choose to stay because of the promise of a better life for them and their families through higher wages.

The residents of Sonapur - a vast collection of camps also known as the City of Gold - each month join hundreds of thousands of others in sending most of their salary back home.

Remittances from the UAE to India account for US$6.2 billion (Dh22.7bn) a year, last year's MasterCard Worldwide Insights report showed.

Hidayat Ali, 37, says that of the Dh1,300 he earns a month as a security guard, he keeps only Dh300 to pay for his own living expenses.

"It's not really enough for me but what can I do?" says Mr Ali, a father of three. "I have to send that much so my family can survive."

He came to Dubai eight years ago after a moderately successful career in India as a singer. But there he could only find employment for eight months of the year, during peak season.

Mr Ali left school early to pursue his singing so he does not have the option of seeking skilled work.

"I don't know how long I will stay here but there's no work for me back home," he says.

Saher Shaikh, the founder of the Adopt a Camp charity, says blue-collar workers in Dubai generally earn about one fifth more than they would in the subcontinent.

"It's not like they're flush with cash," she says. "It's not that much more but it's enough to tip the balance for them to be able to afford education for their kids, or better health care for their family.

"They don't expect to become rich fast. Their plan is to look after their family and have enough so that when they go home they can take it easy.

"As long as they get paid and don't belong to a company that abandons them, it normally works out."

Mohammed Ali, 30, sends home about 75 per cent of the Dh4,000 monthly salary he gets from working in a glass factory in Sharjah.

"I'm not going to spend my whole life here," he says. "In two years, I'll make enough money to purchase land. After another two years, I'll have enough money to start construction of a house.

"Once we're settled and have solved all of our financial problems in India, I'll go back."

KV Shamsudeen, chairman of the Pravasi Bandhu Welfare Trust, which gives financial advice to blue-collar workers, says Indian nationals often forget they need to save money when they arrive.

"They cannot live forever in this country, they have to go back," Mr Shamsudeen says.

"Once they realise that, they will start to save every month.

"They realise they need to sacrifice a little bit now for the future, then they fix a goal to make this amount of money."

Surendran KB, 53, a camp boss, says he was focused from the time he arrived. He sends about 65 per cent of his salary home to pay for his children's university costs.

"Once they've finished their education and have got jobs, then I'll go back to retire," Mr Surendran says.

"I couldn't have paid for it on the salary I would get in India."

He says he is not concerned about saving for the future as he is an ex-serviceman and expects to receive a pension in seven years. "I'm looking forward to retiring."

Another labour camp boss, Rana, says every one of the 1,250 men who live at his site sends money home, mostly for building a family house.

"Some are here for six or eight years, and all of them try to save money to build a home for their family," Rana says.

"That is their focus."

* With additional reporting by Ramola Talwar Badam

The Sand Castle

Director: Matty Brown

Stars: Nadine Labaki, Ziad Bakri, Zain Al Rafeea, Riman Al Rafeea

Rating: 2.5/5

German intelligence warnings
  • 2002: "Hezbollah supporters feared becoming a target of security services because of the effects of [9/11] ... discussions on Hezbollah policy moved from mosques into smaller circles in private homes." Supporters in Germany: 800
  • 2013: "Financial and logistical support from Germany for Hezbollah in Lebanon supports the armed struggle against Israel ... Hezbollah supporters in Germany hold back from actions that would gain publicity." Supporters in Germany: 950
  • 2023: "It must be reckoned with that Hezbollah will continue to plan terrorist actions outside the Middle East against Israel or Israeli interests." Supporters in Germany: 1,250 

Source: Federal Office for the Protection of the Constitution

Types of fraud

Phishing: Fraudsters send an unsolicited email that appears to be from a financial institution or online retailer. The hoax email requests that you provide sensitive information, often by clicking on to a link leading to a fake website.

Smishing: The SMS equivalent of phishing. Fraudsters falsify the telephone number through “text spoofing,” so that it appears to be a genuine text from the bank.

Vishing: The telephone equivalent of phishing and smishing. Fraudsters may pose as bank staff, police or government officials. They may persuade the consumer to transfer money or divulge personal information.

SIM swap: Fraudsters duplicate the SIM of your mobile number without your knowledge or authorisation, allowing them to conduct financial transactions with your bank.

Identity theft: Someone illegally obtains your confidential information, through various ways, such as theft of your wallet, bank and utility bill statements, computer intrusion and social networks.

Prize scams: Fraudsters claiming to be authorised representatives from well-known organisations (such as Etisalat, du, Dubai Shopping Festival, Expo2020, Lulu Hypermarket etc) contact victims to tell them they have won a cash prize and request them to share confidential banking details to transfer the prize money.

* Nada El Sawy

Other workplace saving schemes
  • The UAE government announced a retirement savings plan for private and free zone sector employees in 2023.
  • Dubai’s savings retirement scheme for foreign employees working in the emirate’s government and public sector came into effect in 2022.
  • National Bonds unveiled a Golden Pension Scheme in 2022 to help private-sector foreign employees with their financial planning.
  • In April 2021, Hayah Insurance unveiled a workplace savings plan to help UAE employees save for their retirement.
  • Lunate, an Abu Dhabi-based investment manager, has launched a fund that will allow UAE private companies to offer employees investment returns on end-of-service benefits.
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Brief scores:

Manchester City 3

Aguero 1', 44', 61'

Arsenal ​​​​​1

Koscielny 11'

Man of the match: Sergio Aguero (Manchester City)

Company profile

Name: Back to Games and Boardgame Space

Started: Back to Games (2015); Boardgame Space (Mark Azzam became co-founder in 2017)

Founder: Back to Games (Mr Azzam); Boardgame Space (Mr Azzam and Feras Al Bastaki)

Based: Dubai and Abu Dhabi 

Industry: Back to Games (retail); Boardgame Space (wholesale and distribution) 

Funding: Back to Games: self-funded by Mr Azzam with Dh1.3 million; Mr Azzam invested Dh250,000 in Boardgame Space  

Growth: Back to Games: from 300 products in 2015 to 7,000 in 2019; Boardgame Space: from 34 games in 2017 to 3,500 in 2019

COMPANY PROFILE
Name: Almnssa
Started: August 2020
Founder: Areej Selmi
Based: Gaza
Sectors: Internet, e-commerce
Investments: Grants/private funding
Cryopreservation: A timeline
  1. Keyhole surgery under general anaesthetic
  2. Ovarian tissue surgically removed
  3. Tissue processed in a high-tech facility
  4. Tissue re-implanted at a time of the patient’s choosing
  5. Full hormone production regained within 4-6 months
match info

Chelsea 2
Willian (13'), Ross Barkley (64')

Liverpool 0

Our legal consultant

Name: Hassan Mohsen Elhais

Position: legal consultant with Al Rowaad Advocates and Legal Consultants.

COMPANY PROFILE
Name: HyperSpace
 
Started: 2020
 
Founders: Alexander Heller, Rama Allen and Desi Gonzalez
 
Based: Dubai, UAE
 
Sector: Entertainment 
 
Number of staff: 210 
 
Investment raised: $75 million from investors including Galaxy Interactive, Riyadh Season, Sega Ventures and Apis Venture Partners
UAE v IRELAND

All matches start at 10am, and will be played in Abu Dhabi

1st ODI, Friday, January 8

2nd ODI, Sunday, January 10

3rd ODI, Tuesday, January 12

4th ODI, Thursday, January 14

COMPANY%20PROFILE
%3Cp%3E%3Cstrong%3ECompany%20name%3A%3C%2Fstrong%3E%20Klipit%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EStarted%3A%3C%2Fstrong%3E%202022%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EFounders%3A%3C%2Fstrong%3E%20Venkat%20Reddy%2C%20Mohammed%20Al%20Bulooki%2C%20Bilal%20Merchant%2C%20Asif%20Ahmed%2C%20Ovais%20Merchant%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EBased%3A%3C%2Fstrong%3E%20Dubai%2C%20UAE%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EIndustry%3A%3C%2Fstrong%3E%20Digital%20receipts%2C%20finance%2C%20blockchain%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EFunding%3A%3C%2Fstrong%3E%20%244%20million%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EInvestors%3A%3C%2Fstrong%3E%20Privately%2Fself-funded%3C%2Fp%3E%0A
How to protect yourself when air quality drops

Install an air filter in your home.

Close your windows and turn on the AC.

Shower or bath after being outside.

Wear a face mask.

Stay indoors when conditions are particularly poor.

If driving, turn your engine off when stationary.

COMPANY PROFILE
Name: ARDH Collective
Based: Dubai
Founders: Alhaan Ahmed, Alyina Ahmed and Maximo Tettamanzi
Sector: Sustainability
Total funding: Self funded
Number of employees: 4

CONCRETE COWBOY

Directed by: Ricky Staub

Starring: Idris Elba, Caleb McLaughlin, Jharrel Jerome

3.5/5 stars

Results:

Men's wheelchair 800m T34: 1. Walid Ktila (TUN) 1.44.79; 2. Mohammed Al Hammadi (UAE) 1.45.88; 3. Isaac Towers (GBR) 1.46.46.