An executive yells at his staff - the guide could classify him as suffering from a personality disorder. Tim Pannell / Corbis
An executive yells at his staff - the guide could classify him as suffering from a personality disorder. Tim Pannell / Corbis

Mental illness or just personality traits?



Be warned: if you go to bed entirely sane tomorrow evening, there is a chance that when you wake up the following morning you will be officially mad.

Wednesday sees the official publication of the long-awaited latest edition of the Diagnostic and Statistical Manual of Mental Disorders, the guidebook to the human mind first produced by the American Psychiatric Association in 1952 and found on the shelves of psychiatrists and psychologists throughout the world.

This edition makes disturbing reading for grumpy teenagers, bad-tempered bosses, or anyone with a pile of old newspapers on their desk - they all could be exhibiting symptoms of mental illness.

More seriously, the publicity surrounding the edition has set off a worldwide debate not just about the value of classifying what many would regard as the ups and downs of life as mental disorders, but a backlash against elements of the psychiatric profession.

Last week, the Division of Clinical Psychology - the UK body that represents about 10,000 UK mental-health practitioners - attacked current psychiatric diagnosis, saying that what was "often presented as an objective statement of fact" was instead "a clinical judgment based on observation and interpretation of behaviour and self-report, and thus subject to variation and bias".

The argument has been brewing for nearly two decades. The previous edition, DSM-4, was issued in 1994 and tinkered with in 2000. DSM-5 has been 13 long, contentious years in the making.

And, say its many critics, it should come with a health warning -having your doctor read it could be seriously bad for your mental health.

Among the critics of the DSM-5 are, of course, all the usual suspects, including the Church of Scientology, whose antipathy towards the profession is enshrined in the belief that "psychiatry has repackaged [human] emotions and behaviours as 'disease' to sell drugs", and which dismisses the DSM as "psychiatry's billing bible".

But the manual is not only the object of fringe contempt, many psychiatrists and psychologists also believe that its creator, the American Psychiatric Association, is guilty of medicalising the ordinary ups and downs, quirks and foibles of human behaviour.

"If you think most diseases are established with objective criteria and rigorous debate, you'd be somewhat wrong," wrote Alan Cassels, author of the book Seeking Sickness: Medical Screening and the Misguided Hunt for Disease, in a column in March for a Canadian health magazine, Common Ground.

"The DSM has a strong track record of taking clusters of symptoms and wrapping labels around them, which lead to the accelerated use of some of the most toxic medications on the planet."

Quite extraordinarily, among the most vocal of the critics of DSM-5 is Dr Allen Frances, the psychiatrist who chaired the task force that put together the soon-to-be supplanted fourth edition of the manual and who has been waging an all-out, no-holds-barred assault on its successor publication.

DSM-5, he wrote in January in the journal Psychology Today, was set on a "mindless and irresponsible course", the result of which would be "the mislabelling of potentially millions of people with a fake mental disorder that is unsupported by science and flies in the face of common sense".

The fifth edition will include several new depressive disorders, including "premenstrual dysphoric disorder" (with symptoms of severe depression, irritability and tension) and "disruptive mood dysregulation disorder" (characterised by severe and recurrent temper outbursts, "grossly" out of proportion to the situation).

Also, "children up to age 18 years who exhibit persistent irritability and frequent episodes of extreme behavioural dyscontrol" - and think about how many teenagers you know who might fall into that category - could find themselves labelled as suffering from and, possibly, undergoing medication for "disruptive mood dysregulation disorder".

Worse, say critics, the manual will treat the perfectly normal human reaction of grief, following the loss of a loved one, as a major depressive disorder, whereas the previous edition of the manual excluded as entirely normal bereavement-linked depression that lasted less than two months.

Now, if you grieve long and hard, the profession could consider there is something wrong with you.

Meanwhile, after languishing for years under the umbrella "anxiety disorders", obsessive-compulsive disorder will now be the star of its own new category, "obsessive-compulsive and related disorders", alongside a number of brand-new conditions, including excoriation (skin-picking) disorder and hoarding disorder.

So the next time you struggle to find something in that nightmarish midden you call a loft or a garage, bear in mind that there is now "evidence for the diagnostic validity and clinical utility of a separate diagnosis of hoarding disorder, which reflects persistent difficulty discarding or parting with possessions due to a perceived need to save the items and distress associated with discarding them".

The good news is that if you work for a boss who likes to shout a lot, he or she could be the victim of an IED, or intermittent explosive disorder. In the previous edition of the manual, this diagnosis was dependent upon the presence of physical aggression. Now, "verbal aggression and non-destructive/non-injurious physical aggression" alone will do the job.

Many critics of the manual point out that it is, essentially, a redundant publication, which in large part covers the same ground covered by the World Health Organisation's International Classification of Diseases, which includes mental disorders and whose internationally agreed codes are used around the world.

In the past, says Peter Tyrer, professor of community psychiatry at Imperial College London and chair of the personality disorder group working on the revised ICD-11, due out in 2015, the ICD has "always followed DSM rather palely, because [WHO] realised they had not got the resources to do it properly and more or less just followed in its wake".

Now, he says, "there's a more sterling resistance" and in several areas the new ICD is likely to go against the DSM - and, ultimately, could make it utterly redundant.

"Personality disorder is a very good example of what I think is wrong with DSM," he says. "A lot of clever people sit around a table and say, 'I have done work on this and I want to have narcissistic personality disorder included', 'I want to have dissocial personality disorder', 'I want to have avoidant personality disorder'.

"In fact, these are categories of personality disorder that actually have no scientific basis behind them and yet here are worthy people sitting in committees all agreeing that this is important and we have got to include them."

A lot of work has been done in psychology, he says, "which has demonstrated what personality consists of, and it does not consist of a lot of diseases, it consists of a lot of personality traits".

Some disorders that previously made the grade will have been quietly pensioned off in the new edition - which might leave some patients treated under DSM-4 rules wondering why they were exposed to entire courses of drugs or other therapies.

The diagnosis of sexual aversion disorder, for example, "has been removed due to rare use and lack of supporting research" - which raises the question - if it lacked evidence, what was it doing in previous editions in the first place?

Professional antipathy towards the manual comes chiefly from members of the American Psychological Association, who generally prefer talk therapy to medication.

In a petition to the APA that has attracted more than 14,000 signatures, they say they have "substantial reservations about a number of the proposed changes", the "lowering of diagnostic thresholds" and the "introduction of disorders that may lead to inappropriate medical treatment of vulnerable populations".

But American psychiatry in general - and the manual as a consequence - has come under increasing fire for its close relationship with the drug industry.

In 2008, several years into the current cycle of manual revision, a US senator, Charles Grassley, began a series of investigations into leading psychiatrists who had pioneered the use of antipsychotic drugs in children while failing to declare millions of dollars in support from the pharmaceutical industry.

In December, the Washington Post revealed that the financial ties between the psychiatrists who were working on DSM-5 and the industry "far exceed limits recommended in 2009 by the Institute of Medicine, a branch of the National Academy of Sciences".

In one case, reported the Post, the adviser to the American Psychiatric Association who composed the justification for including bereavement as a disorder had also been the author of a 2001 study on the drug Wellbutrin, sponsored by GlaxoWellcome, which had shown that the company's antidepressant could be used to treat bereavement - a "bonanza for the drugs companies", according to the Post.

The response to the criticism came in a statement from David Kupfer, chair of the DSM-5 task force.

"While speculation is bound to occur, we think it is important to stay focused on the fact that the American Psychiatric Association has gone to great lengths to ensure that DSM-5 and the clinical practice guidelines are free from bias," he said.

He also defended the decision to "medicalise" bereavement. The removal of the exclusion "helps prevent major depression from being overlooked and facilitates the possibility of appropriate treatment, including therapy or other interventions".

Critics remain cynical.

"I have two jokes," says Prof Tyrer, "though they're not only jokes, because they are also serious [points]." The manual, he says, stands for two things: "One is Diagnosis as a Source for Money, because it brings lots of income to the American Psychiatric Association, because of all they copies they sell, whereas [the ICD] from the World Health Organisation is open-access.

"The second is Diagnosis for Simple Minds, because the big attraction of DSM is it allows a tickbox mentally, where you can say these are 'operational criteria' and if you've got two, three or four out of seven then it fact you've got the disease - which is a funny way of diagnosing in medicine."

But perhaps the heaviest blow to the prospect of there being future versions of the manual was the announcement in April by the US government's National Institute of Mental Health (NIMH) that, with its "diagnoses ... based on a consensus about clusters of clinical symptoms, not any objective laboratory measure", the book simply lacked validity.

"Patients with mental disorders," said Thomas Insel, chair of the NIMH, "deserve better".

To deliver this, NIMH has launched a decade-long Research Domain Criteria project, a "first step towards precision medicine", designed to search for biomarkers for mental illnesses and "transform diagnosis by incorporating genetics, imaging, cognitive science, and other levels of information to lay the foundation for a new classification system".

Undeterred, the American Psychiatric Association is taking orders now for DSM-5 and, at US$199 (Dh730 a copy), the book might be a good investment. After all, it could soon be a collector's item.

The BIO:

He became the first Emirati to climb Mount Everest in 2011, from the south section in Nepal

He ascended Mount Everest the next year from the more treacherous north Tibetan side

By 2015, he had completed the Explorers Grand Slam

Last year, he conquered K2, the world’s second-highest mountain located on the Pakistan-Chinese border

He carries dried camel meat, dried dates and a wheat mixture for the final summit push

His new goal is to climb 14 peaks that are more than 8,000 metres above sea level

The alternatives

• Founded in 2014, Telr is a payment aggregator and gateway with an office in Silicon Oasis. It’s e-commerce entry plan costs Dh349 monthly (plus VAT). QR codes direct customers to an online payment page and merchants can generate payments through messaging apps.

• Business Bay’s Pallapay claims 40,000-plus active merchants who can invoice customers and receive payment by card. Fees range from 1.99 per cent plus Dh1 per transaction depending on payment method and location, such as online or via UAE mobile.

• Tap started in May 2013 in Kuwait, allowing Middle East businesses to bill, accept, receive and make payments online “easier, faster and smoother” via goSell and goCollect. It supports more than 10,000 merchants. Monthly fees range from US$65-100, plus card charges of 2.75-3.75 per cent and Dh1.2 per sale.

2checkout’s “all-in-one payment gateway and merchant account” accepts payments in 200-plus markets for 2.4-3.9 per cent, plus a Dh1.2-Dh1.8 currency conversion charge. The US provider processes online shop and mobile transactions and has 17,000-plus active digital commerce users.

• PayPal is probably the best-known online goods payment method - usually used for eBay purchases -  but can be used to receive funds, providing everyone’s signed up. Costs from 2.9 per cent plus Dh1.2 per transaction.

The specs

Engine: Turbocharged four-cylinder 2.7-litre

Power: 325hp

Torque: 500Nm

Transmission: 10-speed automatic

Price: From Dh189,700

On sale: now

if you go
THE BIO: Mohammed Ashiq Ali

Proudest achievement: “I came to a new country and started this shop”

Favourite TV programme: the news

Favourite place in Dubai: Al Fahidi. “They started the metro in 2009 and I didn’t take it yet.”

Family: six sons in Dubai and a daughter in Faisalabad

 

TRAP

Starring: Josh Hartnett, Saleka Shyamalan, Ariel Donaghue

Director: M Night Shyamalan

Rating: 3/5

Tree of Hell

Starring: Raed Zeno, Hadi Awada, Dr Mohammad Abdalla

Director: Raed Zeno

Rating: 4/5

A%20QUIET%20PLACE
%3Cp%3E%3Cstrong%3EStarring%3A%3C%2Fstrong%3E%20Lupita%20Nyong'o%2C%20Joseph%20Quinn%2C%20Djimon%20Hounsou%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EDirector%3A%20%3C%2Fstrong%3EMichael%20Sarnoski%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3ERating%3A%3C%2Fstrong%3E%204%2F5%3C%2Fp%3E%0A
LUKA CHUPPI

Director: Laxman Utekar

Producer: Maddock Films, Jio Cinema

Cast: Kartik Aaryan, Kriti Sanon​​​​​​​, Pankaj Tripathi, Vinay Pathak, Aparshakti Khurana

Rating: 3/5

Match info

Uefa Champions League Group H

Juventus v Valencia, Tuesday, midnight (UAE)

Company%20profile
%3Cp%3E%3Cstrong%3ECompany%20name%3A%3C%2Fstrong%3E%20Fasset%0D%3Cbr%3E%3Cstrong%3EStarted%3A%20%3C%2Fstrong%3E2019%0D%3Cbr%3E%3Cstrong%3EFounders%3A%3C%2Fstrong%3E%20Mohammad%20Raafi%20Hossain%2C%20Daniel%20Ahmed%0D%3Cbr%3E%3Cstrong%3EBased%3A%3C%2Fstrong%3E%20Dubai%0D%3Cbr%3E%3Cstrong%3ESector%3A%20%3C%2Fstrong%3EFinTech%0D%3Cbr%3E%3Cstrong%3EInitial%20investment%3A%3C%2Fstrong%3E%20%242.45%20million%0D%3Cbr%3E%3Cstrong%3ECurrent%20number%20of%20staff%3A%3C%2Fstrong%3E%2086%0D%3Cbr%3E%3Cstrong%3EInvestment%20stage%3A%3C%2Fstrong%3E%20Pre-series%20B%0D%3Cbr%3E%3Cstrong%3EInvestors%3A%3C%2Fstrong%3E%20Investcorp%2C%20Liberty%20City%20Ventures%2C%20Fatima%20Gobi%20Ventures%2C%20Primal%20Capital%2C%20Wealthwell%20Ventures%2C%20FHS%20Capital%2C%20VN2%20Capital%2C%20local%20family%20offices%3C%2Fp%3E%0A
Singham Again

Director: Rohit Shetty

Stars: Ajay Devgn, Kareena Kapoor Khan, Ranveer Singh, Akshay Kumar, Tiger Shroff, Deepika Padukone

Rating: 3/5

Pad Man

Dir: R Balki

Starring: Akshay Kumar, Sonam Kapoor, Radhika Apte

Three-and-a-half stars

FROM%20THE%20ASHES
%3Cp%3EDirector%3A%20Khalid%20Fahad%3C%2Fp%3E%0A%3Cp%3EStarring%3A%20Shaima%20Al%20Tayeb%2C%20Wafa%20Muhamad%2C%20Hamss%20Bandar%3C%2Fp%3E%0A%3Cp%3ERating%3A%203%2F5%3C%2Fp%3E%0A
COMPANY PROFILE
Name: Almnssa
Started: August 2020
Founder: Areej Selmi
Based: Gaza
Sectors: Internet, e-commerce
Investments: Grants/private funding

Tales of Yusuf Tadros

Adel Esmat (translated by Mandy McClure)

Hoopoe

Volunteers offer workers a lifeline

Community volunteers have swung into action delivering food packages and toiletries to the men.

When provisions are distributed, the men line up in long queues for packets of rice, flour, sugar, salt, pulses, milk, biscuits, shaving kits, soap and telecom cards.

Volunteers from St Mary’s Catholic Church said some workers came to the church to pray for their families and ask for assistance.

Boxes packed with essential food items were distributed to workers in the Dubai Investments Park and Ras Al Khaimah camps last week. Workers at the Sonapur camp asked for Dh1,600 towards their gas bill.

“Especially in this year of tolerance we consider ourselves privileged to be able to lend a helping hand to our needy brothers in the Actco camp," Father Lennie Connully, parish priest of St Mary’s.

Workers spoke of their helplessness, seeing children’s marriages cancelled because of lack of money going home. Others told of their misery of being unable to return home when a parent died.

“More than daily food, they are worried about not sending money home for their family,” said Kusum Dutta, a volunteer who works with the Indian consulate.

COMPANY%20PROFILE
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COMPANY PROFILE
Name: HyperSpace
 
Started: 2020
 
Founders: Alexander Heller, Rama Allen and Desi Gonzalez
 
Based: Dubai, UAE
 
Sector: Entertainment 
 
Number of staff: 210 
 
Investment raised: $75 million from investors including Galaxy Interactive, Riyadh Season, Sega Ventures and Apis Venture Partners
Bio:

Favourite Quote: Prophet Mohammad's quotes There is reward for kindness to every living thing and A good man treats women with honour

Favourite Hobby: Serving poor people 

Favourite Book: The Alchemist by Paulo Coelho

Favourite food: Fish and vegetables

Favourite place to visit: London

DMZ facts
  • The DMZ was created as a buffer after the 1950-53 Korean War.
  • It runs 248 kilometers across the Korean Peninsula and is 4km wide.
  • The zone is jointly overseen by the US-led United Nations Command and North Korea.
  • It is littered with an estimated 2 million mines, tank traps, razor wire fences and guard posts.
  • Donald Trump and Kim Jong-Un met at a building in Panmunjom, where an armistice was signed to stop the Korean War.
  • Panmunjom is 52km north of the Korean capital Seoul and 147km south of Pyongyang, North Korea’s capital.
  • Former US president Bill Clinton visited Panmunjom in 1993, while Ronald Reagan visited the DMZ in 1983, George W. Bush in 2002 and Barack Obama visited a nearby military camp in 2012. 
  • Mr Trump planned to visit in November 2017, but heavy fog that prevented his helicopter from landing.

Shubh Mangal Saavdhan
Directed by: RS Prasanna
Starring: Ayushmann Khurrana, Bhumi Pednekar

THE BIO

Favourite book: ‘Purpose Driven Life’ by Rick Warren

Favourite travel destination: Switzerland

Hobbies: Travelling and following motivational speeches and speakers

Favourite place in UAE: Dubai Museum

Our legal consultant

Name: Dr Hassan Mohsen Elhais

Position: legal consultant with Al Rowaad Advocates and Legal Consultants.

How to help

Call the hotline on 0502955999 or send "thenational" to the following numbers:

2289 - Dh10

2252 - Dh50

6025 - Dh20

6027 - Dh100

6026 - Dh200

Cinco in numbers

Dh3.7 million

The estimated cost of Victoria Swarovski’s gem-encrusted Michael Cinco wedding gown

46

The number, in kilograms, that Swarovski’s wedding gown weighed.

1,000

The hours it took to create Cinco’s vermillion petal gown, as seen in his atelier [note, is the one he’s playing with in the corner of a room]

50

How many looks Cinco has created in a new collection to celebrate Ballet Philippines’ 50th birthday

3,000

The hours needed to create the butterfly gown worn by Aishwarya Rai to the 2018 Cannes Film Festival.

1.1 million

The number of followers that Michael Cinco’s Instagram account has garnered.

The five pillars of Islam

1. Fasting 

2. Prayer 

3. Hajj 

4. Shahada 

5. Zakat 

Scores:

Day 4

England 290 & 346
Sri Lanka 336 & 226-7 (target 301)

Sri Lanka require another 75 runs with three wickets remaining

Company%20Profile
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Company%20Profile
%3Cp%3E%3Cstrong%3ECompany%20name%3A%20%3C%2Fstrong%3ENamara%0D%3Cbr%3E%3Cstrong%3EStarted%3A%20%3C%2Fstrong%3EJune%202022%0D%3Cbr%3E%3Cstrong%3EFounder%3A%20%3C%2Fstrong%3EMohammed%20Alnamara%0D%3Cbr%3E%3Cstrong%3EBased%3A%20%3C%2Fstrong%3EDubai%20%0D%3Cbr%3E%3Cstrong%3ESector%3A%20%3C%2Fstrong%3EMicrofinance%0D%3Cbr%3E%3Cstrong%3ECurrent%20number%20of%20staff%3A%20%3C%2Fstrong%3E16%0D%3Cbr%3E%3Cstrong%3EInvestment%20stage%3A%20%3C%2Fstrong%3ESeries%20A%0D%3Cbr%3E%3Cstrong%3EInvestors%3A%20%3C%2Fstrong%3EFamily%20offices%0D%3Cbr%3E%3C%2Fp%3E%0A
The specs

Engine: 2.0-litre 4-cyl, 48V hybrid

Transmission: eight-speed automatic

Power: 325bhp

Torque: 450Nm

Price: Dh359,000

On sale: now 

Spec%20sheet
%3Cp%3E%3Cstrong%3EDisplay%3A%3C%2Fstrong%3E%204.7%22%20Retina%20HD%2C%201334%20x%20750%2C%20625%20nits%2C%201400%3A1%2C%20True%20Tone%2C%20P3%3Cbr%3E%3Cstrong%3EChip%3A%3C%2Fstrong%3E%20Apple%20A15%20Bionic%2C%206-core%20CPU%2C%204-core%20GPU%2C%2016-core%20Neural%20Engine%3Cbr%3E%3Cstrong%3ECamera%3A%3C%2Fstrong%3E%2012MP%2C%20f%2F1.8%2C%205x%20digital%20zoom%2C%20Smart%20HDR%2C%20Deep%20Fusion%3Cbr%3E%3Cstrong%3EVideo%3A%3C%2Fstrong%3E%204K%2B%40%2024%2F30%2F60fps%2C%20full%20HD%2B%40%2030%2F60fps%2C%20HD%2B%40%2030%20fps%3Cstrong%3E%3Cbr%3EFront%20camera%3A%20%3C%2Fstrong%3E7MP%2C%20f%2F2.2%2C%20Smart%20HDR%2C%20Deep%20Fusion%3B%20HD%20video%2B%40%2030fps%3Cbr%3E%3Cstrong%3EBattery%3A%3C%2Fstrong%3E%20Up%20to%2015%20hours%20video%2C%2050%20hours%20audio%3B%2050%25%20fast%20charge%20in%2030%20minutes%20with%2020W%20charger%3B%20wireless%20charging%3Cbr%3E%3Cstrong%3EBiometrics%3A%3C%2Fstrong%3E%20Touch%20ID%3Cbr%3E%3Cstrong%3EDurability%3A%3C%2Fstrong%3E%20IP67%2C%20dust%2C%20water%20resistant%20up%20to%201m%20for%2030%20minutes%3Cbr%3E%3Cstrong%3EPrice%3A%3C%2Fstrong%3E%20From%20Dh1%2C849%3C%2Fp%3E%0A
Biography

Her family: She has four sons, aged 29, 27, 25 and 24 and is a grandmother-of-nine

Favourite book: Flashes of Thought by Sheikh Mohammed bin Rashid

Favourite drink: Water

Her hobbies: Reading and volunteer work

Favourite music: Classical music

Her motto: I don't wait, I initiate

 

 

 

 

 

The specs
Engine: 2.7-litre 4-cylinder Turbomax
Power: 310hp
Torque: 583Nm
Transmission: 8-speed automatic
Price: From Dh192,500
On sale: Now
APPLE IPAD MINI (A17 PRO)

Display: 21cm Liquid Retina Display, 2266 x 1488, 326ppi, 500 nits

Chip: Apple A17 Pro, 6-core CPU, 5-core GPU, 16-core Neural Engine

Storage: 128/256/512GB

Main camera: 12MP wide, f/1.8, digital zoom up to 5x, Smart HDR 4

Front camera: 12MP ultra-wide, f/2.4, Smart HDR 4, full-HD @ 25/30/60fps

Biometrics: Touch ID, Face ID

Colours: Blue, purple, space grey, starlight

In the box: iPad mini, USB-C cable, 20W USB-C power adapter

Price: From Dh2,099

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Managing the separation process

  • Choose your nursery carefully in the first place
  • Relax – and hopefully your child will follow suit
  • Inform the staff in advance of your child’s likes and dislikes.
  • If you need some extra time to talk to the teachers, make an appointment a few days in advance, rather than attempting to chat on your child’s first day
  • The longer you stay, the more upset your child will become. As difficult as it is, walk away. Say a proper goodbye and reassure your child that you will be back
  • Be patient. Your child might love it one day and hate it the next
  • Stick at it. Don’t give up after the first day or week. It takes time for children to settle into a new routine.And, finally, don’t feel guilty.  
Top investing tips for UAE residents in 2021

Build an emergency fund: Make sure you have enough cash to cover six months of expenses as a buffer against unexpected problems before you begin investing, advises Steve Cronin, the founder of DeadSimpleSaving.com.

Think long-term: When you invest, you need to have a long-term mindset, so don’t worry about momentary ups and downs in the stock market.

Invest worldwide: Diversify your investments globally, ideally by way of a global stock index fund.

Is your money tied up: Avoid anything where you cannot get your money back in full within a month at any time without any penalty.

Skip past the promises: “If an investment product is offering more than 10 per cent return per year, it is either extremely risky or a scam,” Mr Cronin says.

Choose plans with low fees: Make sure that any funds you buy do not charge more than 1 per cent in fees, Mr Cronin says. “If you invest by yourself, you can easily stay below this figure.” Managed funds and commissionable investments often come with higher fees.

Be sceptical about recommendations: If someone suggests an investment to you, ask if they stand to gain, advises Mr Cronin. “If they are receiving commission, they are unlikely to recommend an investment that’s best for you.”

Get financially independent: Mr Cronin advises UAE residents to pursue financial independence. Start with a Google search and improve your knowledge via expat investing websites or Facebook groups such as SimplyFI. 

THE SPECS

Engine: 1.5-litre, four-cylinder turbo

Transmission: seven-speed dual clutch automatic

Power: 169bhp

Torque: 250Nm

Price: Dh54,500

On sale: now

COMPANY PROFILE
Name: ARDH Collective
Based: Dubai
Founders: Alhaan Ahmed, Alyina Ahmed and Maximo Tettamanzi
Sector: Sustainability
Total funding: Self funded
Number of employees: 4
Company%20Profile
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