DUBAI // People can now donate through the Pakistan’s Embassy and Consulate in the UAE to help thousands of people affected by severe flooding in Kashmir.
So far an estimated 460 people have died and nearly a million displaced in the monsoon flood waters in both Indian and Pakistani controlled Kashmir.
The Pakistani government is encouraging people to help provide for relief assistance to those affected.
“To provide relief assistance to flood affectees, a fund titled ‘Prime Minister’s Flood Relief Fund – 2014’ has been established with immediate effect,” said a statement from the Pakistan Embassy in Abu Dhabi.
Pakistan has been hit by flooding at the same time each year over the last four years and the money raised will go towards providing shelter and essential supplies to those in need in the country.
The flooding on both sides of the border began last week after the Jhelum river, in Indian Kashmir was swollen by heavy rain.
This led to a surge in the river, which flows to the Pakistan side and then connects into Pakistan’s lower Indus river basin.
To donate cheques or demand drafts should be made out to the “Prime Minister’s Flood Relief Fund – 2014.”
The donation can then be either submitted in person or dispatched to either the Pakistan Embassy or Pakistan’s Consulate General in Dubai at the following addresses.
Embassy of Pakistan, Plot No. 2, Sector W-59, Diplomatic Enclave, PO Box No: 846, Abu Dhabi, UAE, Phone: 00971-2-4447800-06; Fax: 00971-2-4447172 or email: parepabudhabi@pakistanembassyuae.org
Consulate General of Pakistan, Khalid bin Walid Road, PO Box No: 340, Bur Dubai, Dubai, UAE, Phone: 00971-4-3973600 – 3970412; Fax: 00971-4-397175 or email: parepdub@pakistanconsulate.ae
All mailed donations must be addressed to the Ambassador at the embassy or the Consul General in Dubai.
At the moment donations in kind are not being accepted.
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Don’t wait until the week you fly to sign up for insurance – get it when you book your trip. Insurance covers you for cancellation and anything else that can go wrong before you leave.
Some insurers, such as World Nomads, allow you to book once you are travelling – but, as Mr Mohammed found out, pre-existing medical conditions are not covered.
Check your credit card before booking insurance to see if you have any travel insurance as a benefit – most UAE banks, such as Emirates NBD, First Abu Dhabi Bank and Abu Dhabi Islamic Bank, have cards that throw in insurance as part of their package. But read the fine print – they may only cover emergencies while you’re travelling, not cancellation before a trip.
Pre-existing medical conditions such as a heart condition, diabetes, epilepsy and even asthma may not be included as standard. Again, check the terms, exclusions and limitations of any insurance carefully.
If you want trip cancellation or curtailment, baggage loss or delay covered, you may need a higher-grade plan, says Ambareen Musa of Souqalmal.com. Decide how much coverage you need for emergency medical expenses or personal liability. Premium insurance packages give up to $1 million (Dh3.7m) in each category, Ms Musa adds.
Don’t wait for days to call your insurer if you need to make a claim. You may be required to notify them within 72 hours. Gather together all receipts, emails and reports to prove that you paid for something, that you didn’t use it and that you did not get reimbursed.
Finally, consider optional extras you may need, says Sarah Pickford of Travel Counsellors, such as a winter sports holiday. Also ensure all individuals can travel independently on that cover, she adds. And remember: “Cheap isn’t necessarily best.”