Jesse Ryder says he is ready to turn over a new leaf and start afresh as he continues his rehab in hopes of playing again for the Black Caps. Phil Walter / Getty Images
Jesse Ryder says he is ready to turn over a new leaf and start afresh as he continues his rehab in hopes of playing again for the Black Caps. Phil Walter / Getty Images

Windies series is on Jesse Ryder’s radar



WELLINGTON // The troubled New Zealand batsman Jesse Ryder resumed his cricket career on Monday, targeting a return after a tumultuous year that included a drugs ban and a near-fatal beating.

Ryder linked up with his new domestic team, Otago Volts, for the first time after serving a six-month ban for testing positive to banned substances contained in a weight-loss supplement.

He aims to play in the Volts' season opener against his former team, Wellington Firebirds, next weekend, with the long-term aim of returning to the New Zealand side for upcoming home series against West Indies and India.

“My main goal is to push for the Black Caps again,” Ryder told Fairfax Media. “All going well, I’d like to push for the West Indies tour.

“But, definitely, the main aim is to try and earn a call-up in time for that Indian tour if they don’t pick me for the West Indies tour.”

West Indies play three Tests in New Zealand from December 3, with the Black Caps hosting India in January-February.

Ryder is one of New Zealand’s best batting talents, averaging 40.93 in 18 Tests, but his career has been marred by disciplinary lapses, off-field problems and struggles with his fitness.

Ryder, 29, went into self-imposed exile from international cricket in February 2012, saying he needed to sort out his personal issues.

He appeared to be making progress and was set to take a lucrative Indian Premier League contract in March before he was assaulted outside a bar in the South Island city of Christchurch.

Ryder, who witnesses said did nothing to provoke the attack, was put into an induced coma with a fractured skull and said he was fortunate to be alive.

“We’ve all heard the stories of guys hitting their heads and dying after being punched and falling to the ground,” he told Fairfax. “I look back and think I am lucky not to be dead.”

Then the doping ban extended his time away from the game, forcing him to train by himself as his new teammates at the Volts prepared for the upcoming season.

The New Zealand Sports Tribunal accepted Ryder was trying to lose weight, not enhance his performance, when he took the over-the-counter supplement, but imposed a ban after finding he should have been more cautious.

Ryder said he felt in good shape, even if there were still some complications linked to the assault.

“The body’s pretty good,” he said. “I’m still suffering a little with the head, you know, just some light-headedness.

“But that’s slowly getting better. I’ve been training hard and everything’s coming along really well.”

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Three ways to boost your credit score

Marwan Lutfi says the core fundamentals that drive better payment behaviour and can improve your credit score are:

1. Make sure you make your payments on time;

2. Limit the number of products you borrow on: the more loans and credit cards you have, the more it will affect your credit score;

3. Don't max out all your debts: how much you maximise those credit facilities will have an impact. If you have five credit cards and utilise 90 per cent of that credit, it will negatively affect your score.

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Generational responses to the pandemic

Devesh Mamtani from Century Financial believes the cash-hoarding tendency of each generation is influenced by what stage of the employment cycle they are in. He offers the following insights:

Baby boomers (those born before 1964): Owing to market uncertainty and the need to survive amid competition, many in this generation are looking for options to hoard more cash and increase their overall savings/investments towards risk-free assets.

Generation X (born between 1965 and 1980): Gen X is currently in its prime working years. With their personal and family finances taking a hit, Generation X is looking at multiple options, including taking out short-term loan facilities with competitive interest rates instead of dipping into their savings account.

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