Roger Federer will now meet Novak Djokovic in the semi-finals at Flushing Meadows.
Roger Federer will now meet Novak Djokovic in the semi-finals at Flushing Meadows.

Federer battles into semi-finals



Roger Federer celebrated reaching a 22nd consecutive grand slam semi-final but only after being made to work for his US Open victory by the 12th seed Robin Soderling. Soderling won a rare set but Federer continued his unbeaten streak against the Swede to march into a semi-final against fourth seeded Novak Djokovic. Five-time defending champion Federer had taken an 11-0 career record over Soderling going into the night match, their most recent two meetings coming at Wimbledon and in the French Open final. The world No 1 made it a round dozen in victories over the Swede, reaching the last four after extending his unbeaten run at Flushing Meadows to 39 matches, Djokovic having earlier beaten 10th seed Fernando Verdasco.

It was not achieved without a fight, however, Soderling looking down and out after two one-sided sets but then making Federer work for the 6-0 6-3 6-7 (6-8) 7-6 (8-6) victory in two hours 33 minutes. "This feels great," Federer said. "It was so close towards the end and it's just a great relief to come through because Robin just got better and better as the match went on. "I knew it was going to be tough but the beginning was a bit too easy and all of a sudden he found his way into the match and showed what a great player he really is." Federer could not account for the way the match had shifted away for him having taken a two-set lead in just 59 minutes with some crisp, clean-hitting tennis. "I don't know, I had a really good start, it was cold so I felt at home being from Switzerland but then it got even cooler and him being from Sweden I think that played in his favour," Federer joked.

"I thought it was a great match towards the end. I got off to a flyer but I'm happy I still got through in the fourth." Of stretching his record of consecutive grand slam semi-final appearances, Federer added: "It's not (a record) I aimed for, that's for sure but it's probably one of the greatest records for me in my personal career. "I'm just happy it keeps on going. I'm healthy and I guess that's most important because that's what has allowed me to play well at majors and I'm in for a shot again to defend my title so that's fantastic." Of his forthcoming meeting with Djokovic on Saturday, the third year in a row they have met at Flushing Meadows, Federer said: "We've played each other the last two years, semis last year, finals the year before and we've seen what a great player he is on hard courts.

"I'm sure it's going to be a tough match, I'm looking forward to it." Djokovic had reached his first grand slam final in 2007 before going down in straight sets to Federer, while the pair met in last year's semi-finals in New York, with the Swiss star needing four sets to beat the young pretender. Djokovic was delighted to have reached the US Open semi-finals for the third consecutive year as he moved past the 10th seed Verdasco in four sets, particularly as it is his first grand slam semi of 2009. The fourth seed from Serbia beat his Spanish rival 7-6 (7-2) 1-6 7-5 6-2.

"It feels great," Djokovic said of his achievement. "I haven't done that in the past three grand slams this year, so mentally it was very important for me to overcome today's challenge and to be able to win quarter-finals and to get to the semi-finals for the first time in the grand slams in 2009." Speaking before the Federer-Soderling match, Djokovic spoke about the possibility of facing the world No 1 again on Saturday. "If I play with Roger, we don't need to talk a lot about him: his records in the US Open, we all know his style of the game. "I have been playing against him many, many times and a lot of different kind of surfaces. There are no secrets in each other's game, so it's a matter of having a good day. "I hope I can have a good day and concentrate, and physically I'm going to have enough time to recover and be ready." * PA Sport

The specs: 2019 Chevrolet Bolt EV

Price, base: Dh138,000 (estimate)
Engine: 60kWh battery
Transmission: Single-speed Electronic Precision Shift
Power: 204hp
Torque: 360Nm
​​​​​​​Range: 520km (claimed)

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Key changes

Commission caps

For life insurance products with a savings component, Peter Hodgins of Clyde & Co said different caps apply to the saving and protection elements:

• For the saving component, a cap of 4.5 per cent of the annualised premium per year (which may not exceed 90 per cent of the annualised premium over the policy term). 

• On the protection component, there is a cap  of 10 per cent of the annualised premium per year (which may not exceed 160 per cent of the annualised premium over the policy term).

• Indemnity commission, the amount of commission that can be advanced to a product salesperson, can be 50 per cent of the annualised premium for the first year or 50 per cent of the total commissions on the policy calculated. 

• The remaining commission after deduction of the indemnity commission is paid equally over the premium payment term.

• For pure protection products, which only offer a life insurance component, the maximum commission will be 10 per cent of the annualised premium multiplied by the length of the policy in years.

Disclosure

Customers must now be provided with a full illustration of the product they are buying to ensure they understand the potential returns on savings products as well as the effects of any charges. There is also a “free-look” period of 30 days, where insurers must provide a full refund if the buyer wishes to cancel the policy.

“The illustration should provide for at least two scenarios to illustrate the performance of the product,” said Mr Hodgins. “All illustrations are required to be signed by the customer.”

Another illustration must outline surrender charges to ensure they understand the costs of exiting a fixed-term product early.

Illustrations must also be kept updatedand insurers must provide information on the top five investment funds available annually, including at least five years' performance data.

“This may be segregated based on the risk appetite of the customer (in which case, the top five funds for each segment must be provided),” said Mr Hodgins.

Product providers must also disclose the ratio of protection benefit to savings benefits. If a protection benefit ratio is less than 10 per cent "the product must carry a warning stating that it has limited or no protection benefit" Mr Hodgins added.

Singham Again

Director: Rohit Shetty

Stars: Ajay Devgn, Kareena Kapoor Khan, Ranveer Singh, Akshay Kumar, Tiger Shroff, Deepika Padukone

Rating: 3/5

MATCH INFO

Manchester United 1 (Rashford 36')

Liverpool 1 (Lallana 84')

Man of the match: Marcus Rashford (Manchester United)


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