Milner in Villa squad after talks



BIRMINGHAM, ENGLAND //James Milner has been included in Aston Villa's squad for the Guadiana Cup in Portugal this weekend after holding "amicable" talks with Martin O'Neill, the club manager. The England midfielder was reported to be upset last week after O'Neill had said the former Newcastle player had "intimated" he wanted to leave Villa. However, the Villa boss and Paul Faulkner, the club chief executive, met Milner after training yesterday.

Villa issued a statement which reads: "James Milner trained with the rest of the Villa squad at Bodymoor Heath. He and the manager, along with chief executive Paul Faulkner and the player's representative, Matthew Buck, had an amicable conversation." The statement continued: "While James will not play in [Tuesday's] game at Walsall, he will fly with the squad to Portugal on Wednesday ahead of the Guadiana Cup in which Villa will compete with Benfica and Feyenoord this weekend."

Milner has been the subject of one £20 million (Dh113,715m) bid already from Manchester City which was rejected by the Midlands club. Roberto Mancini, the City boss, has hinted that the protracted transfer of Mario Balotelli from Inter Milan could be due to the teenage striker's over-inflated price-tag but believes everything will be resolved in the next 48 hours. Balotelli has long been linked with a move to City and reports in Italy suggest the Premier League club have agreed a fee for the 19-year-old, who Inter claimed they would not sell for less than ?35m (Dh166m).

Mancini is keen to be reunited with Balotelli, who he snapped up as Inter coach in 2006, but insists they will not pay over the odds for anybody. "There is the money to buy anyone but not to pay them a lot as some people are saying," Mancini said. * PA

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Wicked
Director: Jon M Chu
Stars: Cynthia Erivo, Ariana Grande, Jonathan Bailey
Rating: 4/5
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THE SPECS

Jaguar F-Pace SVR

Engine: 5-litre supercharged V8​​​​​​​

Transmission: 8-speed automatic

Power: 542bhp​​​​​​​

Torque: 680Nm​​​​​​​

Price: Dh465,071

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Cricket World Cup League 2

UAE squad

Rahul Chopra (captain), Aayan Afzal Khan, Ali Naseer, Aryansh Sharma, Basil Hameed, Dhruv Parashar, Junaid Siddique, Muhammad Farooq, Muhammad Jawadullah, Muhammad Waseem, Omid Rahman, Rahul Bhatia, Tanish Suri, Vishnu Sukumaran, Vriitya Aravind

Fixtures

Friday, November 1 – Oman v UAE
Sunday, November 3 – UAE v Netherlands
Thursday, November 7 – UAE v Oman
Saturday, November 9 – Netherlands v UAE

Multitasking pays off for money goals

Tackling money goals one at a time cost financial literacy expert Barbara O'Neill at least $1 million.

That's how much Ms O'Neill, a distinguished professor at Rutgers University in the US, figures she lost by starting saving for retirement only after she had created an emergency fund, bought a car with cash and purchased a home.

"I tell students that eventually, 30 years later, I hit the million-dollar mark, but I could've had $2 million," Ms O'Neill says.

Too often, financial experts say, people want to attack their money goals one at a time: "As soon as I pay off my credit card debt, then I'll start saving for a home," or, "As soon as I pay off my student loan debt, then I'll start saving for retirement"."

People do not realise how costly the words "as soon as" can be. Paying off debt is a worthy goal, but it should not come at the expense of other goals, particularly saving for retirement. The sooner money is contributed, the longer it can benefit from compounded returns. Compounded returns are when your investment gains earn their own gains, which can dramatically increase your balances over time.

"By putting off saving for the future, you are really inhibiting yourself from benefiting from that wonderful magic," says Kimberly Zimmerman Rand , an accredited financial counsellor and principal at Dragonfly Financial Solutions in Boston. "If you can start saving today ... you are going to have a lot more five years from now than if you decide to pay off debt for three years and start saving in year four."

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Singham Again

Director: Rohit Shetty

Stars: Ajay Devgn, Kareena Kapoor Khan, Ranveer Singh, Akshay Kumar, Tiger Shroff, Deepika Padukone

Rating: 3/5


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