Losers Seattle are play-off bound



Laugh all you want, the 7-9 Seattle Seahawks are going to the play-offs.

The Seahawks are the first division champions with a losing record, taking the NFC West division on Sunday night with a 16-6 victory over the St Louis Rams.

Their reward: a home game on Saturday with the New Orleans Saints, the defending Super Bowl champions.

"We didn't get here the way we all dreamed of getting here, but we got here," Pete Carroll, the Seattle coach, said. "When it came down to it, the guys played a great football game."

It makes for great jokes from critics, and the situation has re-ignited the debate whether division champions should automatically be granted home play-off games. The New York Giants and Tampa Bay have better records at 10-6, but it is the Seahawks who are play-off bound.

And they are not apologising. In his first season as their coach, Carroll was fist-pumping and clapping his way up and down the Seattle sideline in the closing minutes as the Seahawks celebrated their first division title since capping a four-year run of dominance of the division in 2007.

The Rams (7-9) were kept out of the end zone for the second time this season and Sam Bradford, their rookie quarterback, could not complete a St Louis turnaround after they won just one game during the last regular season. Bradford finished 19 of 36 for 155 yards, and threw a costly interception midway through the fourth quarter.

"They played better. They won and we lost. I'm proud of the football team for what they accomplished. ... The disappointment is all we feel right now," Steve Spagnuolo, the St Louis coach, said.

Also on Sunday, Indianapolis, Atlanta and Pittsburgh clinched division titles and Green Bay grabbed the final wild-card berth.

The Colts were already assured of their seventh division crown in eight years when the Jacksonville Jaguars lost to the Houston Texans minutes earlier. It is the ninth consecutive year they have reached the post-season, tying the NFL record Dallas set from 1975 to 1983.

"I think it shows the resolve of this team and our fight," Dwight Freeney, the Indianapolis defensive end, said. "It doesn't matter if we're 6-6 and we have to win our last four, we have to do it. If we have to win the last seven, we'll try to do it. That's just kind of what we are and we've been that for a while."

Atlanta (13-3) won the NFC South with a 31-10 rout of Carolina. The Falcons get home-field advantage throughout the play-offs and a bye next week. They open their postseason the weekend of January 15-16 in the Georgia Dome.

"It's very important," Roddy White, the receiver, said. "We rarely lose in this building. We find a way to win here."

New England already owned the top seed in the AFC and beat Miami 38-7 to finish 14-2, the league's best record. The Patriots won their last eight games.

"The greatest advantage we have is we don't have to play next week and we play at home the following week," Tom Brady, their quarterback, said, "so that's really what we've earned to this point."

Living in...

This article is part of a guide on where to live in the UAE. Our reporters will profile some of the country’s most desirable districts, provide an estimate of rental prices and introduce you to some of the residents who call each area home.

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Paatal Lok season two

Directors: Avinash Arun, Prosit Roy 

Stars: Jaideep Ahlawat, Ishwak Singh, Lc Sekhose, Merenla Imsong

Rating: 4.5/5

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Zakat definitions

Zakat: an Arabic word meaning ‘to cleanse’ or ‘purification’.

Nisab: the minimum amount that a Muslim must have before being obliged to pay zakat. Traditionally, the nisab threshold was 87.48 grams of gold, or 612.36 grams of silver. The monetary value of the nisab therefore varies by current prices and currencies.

Zakat Al Mal: the ‘cleansing’ of wealth, as one of the five pillars of Islam; a spiritual duty for all Muslims meeting the ‘nisab’ wealth criteria in a lunar year, to pay 2.5 per cent of their wealth in alms to the deserving and needy.

Zakat Al Fitr: a donation to charity given during Ramadan, before Eid Al Fitr, in the form of food. Every adult Muslim who possesses food in excess of the needs of themselves and their family must pay two qadahs (an old measure just over 2 kilograms) of flour, wheat, barley or rice from each person in a household, as a minimum.

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Toss: Sindhis, elected to field first

Pakhtoons 137-6 (10 ov)

Fletcher 68 not out; Cutting 2-14

Sindhis 129-8 (10 ov)

Perera 47; Sohail 2-18

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The specs

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How to protect yourself when air quality drops

Install an air filter in your home.

Close your windows and turn on the AC.

Shower or bath after being outside.

Wear a face mask.

Stay indoors when conditions are particularly poor.

If driving, turn your engine off when stationary.

Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.

Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.

Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.

Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.

“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.

Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.

From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.

Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.

BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.

Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.

Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.

“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.

Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.

“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.

“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”

The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”

COMPANY PROFILE

Company: Bidzi

● Started: 2024

● Founders: Akshay Dosaj and Asif Rashid

● Based: Dubai, UAE

● Industry: M&A

● Funding size: Bootstrapped

● No of employees: Nine

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Essentials

The flights

Emirates and Etihad fly direct from the UAE to Geneva from Dh2,845 return, including taxes. The flight takes 6 hours. 

The package

Clinique La Prairie offers a variety of programmes. A six-night Master Detox costs from 14,900 Swiss francs (Dh57,655), including all food, accommodation and a set schedule of medical consultations and spa treatments.

'The Woman in the House Across the Street from the Girl in the Window'

Director:Michael Lehmann

Stars:Kristen Bell

Rating: 1/5