New England Patriots quarterback Tom Brady throws a pass to wide receiver Brandon LaFell during their win over the Denver Broncos in the NFL on Sunday. David Butler II / USA Today Sports / November 2, 2014
New England Patriots quarterback Tom Brady throws a pass to wide receiver Brandon LaFell during their win over the Denver Broncos in the NFL on Sunday. David Butler II / USA Today Sports / November 2,Show more

In battle of legends, Tom Brady and Patriots rout Peyton Manning and Broncos



Tom Brady won the battle of the marquee quarterbacks over Peyton Manning, while the Arizona Cardinals knocked off the Dallas Cowboys to claim the NFC’s best record.

Once again Brady got the upper hand over Manning by throwing four touchdown passes as the New England Patriots routed the Denver Broncos 43-21 in one of 11 NFL games on Sunday.

Brady now holds a commanding 11-5 lead in all-time head-to-head matchups against Manning as the highly-anticipated showdown between last season’s conference title participants ended in a blowout.

“He has always set a real high bar for how to play and I have tried to do the same,” said three-time Super Bowl winner Brady. “The only thing I really care about is the respect from my team, going out there and trying to earn it.“

The game marked the first in NFL history between starting quarterbacks with over 150 regular-season wins.

Brady completed 33-of-53 attempts for 333 yards with one interception while Manning had two interceptions to go with 438 passing yards and two touchdowns.

Both of Manning’s interceptions were converted into Patriot touchdowns. The Broncos committed 10 penalties, gave up an 84-yard punt return to Julian Edelman and were stopped four times on fourth down to have a four-game win streak halted.

“Well, I don’t usually stink, but I stunk today,” said the 38-year-old Manning. “I don’t make any excuses.“

New England took advantage of some Broncos’ errors in the second quarter to score 24 unanswered points. They led 27-7 at half-time.

Tight end Rob Gronkowski caught nine passes for 105 yards. Edelman added nine receptions totaling 89 yards with a touchdown and the 84-yard punt return.

New England have averaged 40.2 points in posting five straight victories since a 41-14 loss at Kansas City in Week 4.

In Dallas, the NFC leading Arizona Cardinals took advantage of quarterback Tony Romo’s absence as they beat the Cowboys 28-17 at AT&T Stadium.

Carson Palmer threw three touchdowns for the Cardinals, who are 7-1 and off to their best start since 1974. Arizona also snapped a string of 14 straight regular season losses in Dallas.

The Cowboys offence struggled in front of backup quarterback Brandon Weeden as he started in place of the injured Romo, who is sidelined with a back problem.

The Cowboys didn’t score an offensive touchdown until late in the fourth quarter when Dez Bryant caught a three-yard touchdown pass from Weeden. Dallas’ offence managed just 266 total yards.

Weeden completed just 18-of-33 passes for 183 yards and tossed a pair of interceptions. Cardinals cornerback Patrick Peterson did a good job of covering Bryant, who didn’t make a catch until the fourth quarter touchdown drive.

“The confidence in this locker room right now is through the roof,” said Peterson. “No matter who we step on the field with, no matter what the scenario is, we feel we are the best team on the football field.”

Dallas’ star running back DeMarco Murray rushed for just 79 yards on 19 carries. It was the first time Murray had been held to under 100 yards in nine games this season.

In Minneapolis, Matt Asiata’s third touchdown of the game powered the Minnesota Vikings to a 29-26 victory over Washington.

Robert Griffin III returned to play for the first time since Week 2 and was 18-of-28 for 251 yards with one touchdown and an interception.

“I was not good enough to win and that’s all that matters,” said Griffin. “We lost the game. I have to play better.”

San Francisco quarterback Colin Kaepernick fumbled on the goal line with two seconds left and St Louis sacked him eight times as the Rams stunned the 49ers 13-10 in a NFC contest.

Rams quarterback Austin Davis threw for 105 yards with a touchdown and two interceptions. His eight-yard pass to Benny Cunningham on 3rd-and-10 put Greg Zuerlein in a better position to kick the eventual game-winning field goal.

In other games it was Philadelphia 31, Houston 21; Kansas City 24, NY Jets 10; Cleveland 22, Tampa Bay 17; Cincinnati 33, Jacksonville 23,; Miami 37, San Diego 0; Seattle 30, Oakland 24; Pittsburgh 43, Baltimore 23.

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The specs

Engine: 2.0-litre 4-cyl, 48V hybrid

Transmission: eight-speed automatic

Power: 325bhp

Torque: 450Nm

Price: Dh359,000

On sale: now 

Company%20Profile
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Company%20profile
%3Cp%3E%3Cstrong%3ECompany%20name%3A%3C%2Fstrong%3E%20Fasset%0D%3Cbr%3E%3Cstrong%3EStarted%3A%20%3C%2Fstrong%3E2019%0D%3Cbr%3E%3Cstrong%3EFounders%3A%3C%2Fstrong%3E%20Mohammad%20Raafi%20Hossain%2C%20Daniel%20Ahmed%0D%3Cbr%3E%3Cstrong%3EBased%3A%3C%2Fstrong%3E%20Dubai%0D%3Cbr%3E%3Cstrong%3ESector%3A%20%3C%2Fstrong%3EFinTech%0D%3Cbr%3E%3Cstrong%3EInitial%20investment%3A%3C%2Fstrong%3E%20%242.45%20million%0D%3Cbr%3E%3Cstrong%3ECurrent%20number%20of%20staff%3A%3C%2Fstrong%3E%2086%0D%3Cbr%3E%3Cstrong%3EInvestment%20stage%3A%3C%2Fstrong%3E%20Pre-series%20B%0D%3Cbr%3E%3Cstrong%3EInvestors%3A%3C%2Fstrong%3E%20Investcorp%2C%20Liberty%20City%20Ventures%2C%20Fatima%20Gobi%20Ventures%2C%20Primal%20Capital%2C%20Wealthwell%20Ventures%2C%20FHS%20Capital%2C%20VN2%20Capital%2C%20local%20family%20offices%3C%2Fp%3E%0A
PREMIER LEAGUE FIXTURES

Saturday (UAE kick-off times)

Watford v Leicester City (3.30pm)

Brighton v Arsenal (6pm)

West Ham v Wolves (8.30pm)

Bournemouth v Crystal Palace (10.45pm)

Sunday

Newcastle United v Sheffield United (5pm)

Aston Villa v Chelsea (7.15pm)

Everton v Liverpool (10pm)

Monday

Manchester City v Burnley (11pm)

How to protect yourself when air quality drops

Install an air filter in your home.

Close your windows and turn on the AC.

Shower or bath after being outside.

Wear a face mask.

Stay indoors when conditions are particularly poor.

If driving, turn your engine off when stationary.

BEETLEJUICE BEETLEJUICE

Starring: Winona Ryder, Michael Keaton, Jenny Ortega

Director: Tim Burton

Rating: 3/5

Greatest of All Time
Starring: Vijay, Sneha, Prashanth, Prabhu Deva, Mohan
Director: Venkat Prabhu
Rating: 2/5
The Perfect Couple

Starring: Nicole Kidman, Liev Schreiber, Jack Reynor

Creator: Jenna Lamia

Rating: 3/5

The specs

Engine: 1.5-litre 4-cylinder petrol

Power: 154bhp

Torque: 250Nm

Transmission: 7-speed automatic with 8-speed sports option 

Price: From Dh79,600

On sale: Now

The%20specs
%3Cp%3E%3Cstrong%3EEngine%3A%3C%2Fstrong%3E%203.9-litre%20twin-turbo%20V8%3Cbr%3E%3Cstrong%3EPower%3A%20%3C%2Fstrong%3E620hp%20from%205%2C750-7%2C500rpm%3Cbr%3E%3Cstrong%3ETorque%3A%20%3C%2Fstrong%3E760Nm%20from%203%2C000-5%2C750rpm%3Cbr%3E%3Cstrong%3ETransmission%3A%20%3C%2Fstrong%3EEight-speed%20dual-clutch%20auto%3Cbr%3E%3Cstrong%3EOn%20sale%3A%20%3C%2Fstrong%3ENow%3Cbr%3E%3Cstrong%3EPrice%3A%20%3C%2Fstrong%3EFrom%20Dh1.05%20million%20(%24286%2C000)%3C%2Fp%3E%0A
COMPANY%20PROFILE
%3Cp%3E%3Cstrong%3EName%3A%20%3C%2Fstrong%3ESmartCrowd%0D%3Cbr%3E%3Cstrong%3EStarted%3A%20%3C%2Fstrong%3E2018%0D%3Cbr%3E%3Cstrong%3EFounder%3A%20%3C%2Fstrong%3ESiddiq%20Farid%20and%20Musfique%20Ahmed%0D%3Cbr%3E%3Cstrong%3EBased%3A%20%3C%2Fstrong%3EDubai%0D%3Cbr%3E%3Cstrong%3ESector%3A%20%3C%2Fstrong%3EFinTech%20%2F%20PropTech%0D%3Cbr%3E%3Cstrong%3EInitial%20investment%3A%20%3C%2Fstrong%3E%24650%2C000%0D%3Cbr%3E%3Cstrong%3ECurrent%20number%20of%20staff%3A%3C%2Fstrong%3E%2035%0D%3Cbr%3E%3Cstrong%3EInvestment%20stage%3A%20%3C%2Fstrong%3ESeries%20A%0D%3Cbr%3E%3Cstrong%3EInvestors%3A%20%3C%2Fstrong%3EVarious%20institutional%20investors%20and%20notable%20angel%20investors%20(500%20MENA%2C%20Shurooq%2C%20Mada%2C%20Seedstar%2C%20Tricap)%3C%2Fp%3E%0A
Mercedes V250 Avantgarde specs

Engine: 2.0-litre in-line four-cylinder turbo

Gearbox: 7-speed automatic

Power: 211hp at 5,500rpm

Torque: 350Nm

Fuel economy, combined: 6.0 l/100 km

Price: Dh235,000

Ibrahim's play list

Completed an electrical diploma at the Adnoc Technical Institute

Works as a public relations officer with Adnoc

Apart from the piano, he plays the accordion, oud and guitar

His favourite composer is Johann Sebastian Bach

Also enjoys listening to Mozart

Likes all genres of music including Arabic music and jazz

Enjoys rock groups Scorpions and Metallica 

Other musicians he likes are Syrian-American pianist Malek Jandali and Lebanese oud player Rabih Abou Khalil

Key changes

Commission caps

For life insurance products with a savings component, Peter Hodgins of Clyde & Co said different caps apply to the saving and protection elements:

• For the saving component, a cap of 4.5 per cent of the annualised premium per year (which may not exceed 90 per cent of the annualised premium over the policy term). 

• On the protection component, there is a cap  of 10 per cent of the annualised premium per year (which may not exceed 160 per cent of the annualised premium over the policy term).

• Indemnity commission, the amount of commission that can be advanced to a product salesperson, can be 50 per cent of the annualised premium for the first year or 50 per cent of the total commissions on the policy calculated. 

• The remaining commission after deduction of the indemnity commission is paid equally over the premium payment term.

• For pure protection products, which only offer a life insurance component, the maximum commission will be 10 per cent of the annualised premium multiplied by the length of the policy in years.

Disclosure

Customers must now be provided with a full illustration of the product they are buying to ensure they understand the potential returns on savings products as well as the effects of any charges. There is also a “free-look” period of 30 days, where insurers must provide a full refund if the buyer wishes to cancel the policy.

“The illustration should provide for at least two scenarios to illustrate the performance of the product,” said Mr Hodgins. “All illustrations are required to be signed by the customer.”

Another illustration must outline surrender charges to ensure they understand the costs of exiting a fixed-term product early.

Illustrations must also be kept updatedand insurers must provide information on the top five investment funds available annually, including at least five years' performance data.

“This may be segregated based on the risk appetite of the customer (in which case, the top five funds for each segment must be provided),” said Mr Hodgins.

Product providers must also disclose the ratio of protection benefit to savings benefits. If a protection benefit ratio is less than 10 per cent "the product must carry a warning stating that it has limited or no protection benefit" Mr Hodgins added.

BORDERLANDS

Starring: Cate Blanchett, Kevin Hart, Jamie Lee Curtis

Director: Eli Roth

Rating: 0/5

The%20specs
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Keep up with all the Middle East and North Africa athletes at the 2024 Paris Olympics

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