Ian Hawkey analyses all eight groups of the Uefa Champions League draw announced in Monaco on Thursday and gives his predictions.
• More: TV picks, top matches and more in the Big Weekend Preview
GROUP A
Clubs: Paris Saint-Germain, Arsenal, Basel, Ludogorets
• Paris Saint-Germain, lords of all they survey in French football, are beginning to feel the glass ceiling of elite European competition. They have spent the sort of sums in the last five years that now make a first appearance in a Champions League final an expectation, not a hope. Arsenal can advise them on how it feels to feature only as regular also-rans. Always in the knockout phase, but not for 10 years in the last two, the London club ought to progress to the next round, but may have to do so in the slipstream of a PSG now coached by Unai Emery, who knows a little about reaching European finals, after his successive Europa League titles with Sevilla.
Prediction
Winners: PSG; second: Arsenal
GROUP B
Clubs: Benfica, Napoli, Dynamo Kiev, Beskitas
• It has been another August to diminish Italian football’s self-esteem, with Roma bundled unceremoniously out of the Champions League at the play-off stage by Porto. Serie A clubs are suffering setbacks at the last qualifying hurdle on a regular basis. Now Napoli, runners-up domestically, meet Portugal’s finest, Benfica, which may give them some unease. The trip to Dynamo Kiev will pile on the air miles, too, and Besiktas is not the gentlest place to visit. Nor, though is Naples’s San Paulo, where loyalists will enjoy hosting these big European nights again.
Prediction
Winners: Benfica; second: Napoli
GROUP C
Clubs: Barcelona, Manchester City, Borussia Monchengladbach, Celtic
• Poor old Glasgow Celtic. They have suffered enough heart-stopping moments already in this year’s competition, what with losing a leg in Gibraltar and suffering nail-biting finishes against Kazakh and Israeli opposition in qualifying. Now the Scottish champions land opponents from the top three rated leagues in Europe. They might relish a so-called Battle of Britain, against Manchester City but the reality is a group where the clubs seeded highest will have to slip up very badly to end up contemplating Europa League football. The jousts between Barcelona and Manchester City will attract the attention, not least as an early measure of how Pep Guardiola is tailoring City for European pre-eminence.
Prediction
Winners: Manchester City; second: Barcelona
GROUP D
Clubs: Bayern Munich, Atletico Madrid, PSV Eindhoven, Rostov
• Welcome to the big time, Rostov of Russia. The first-timers to the Champions League performed something of a coup by eliminating Ajax, four-time winners of the European Cup on Wednesday night. Less than a day later, they felt like lightweights once more. Bayern and Atletico fought out a tense semi-final in last season’s competition, Atletico then going to within a penalty shoot-out of winning the title for the first time. Bayern will be keen to avenge that narrow defeat to the Spanish club and their new manager, Carlo Ancelotti might quietly remind Atletico that, while at Real Madrid, he stymied two of Atletico’s European campaigns.
Prediction
Winners: Bayern Munich; second: Atletico Madrid
GROUP E
Clubs: CSKA Moscow, Bayer Leverkusen, Tottenham Hotspur, Monaco
• Thursday’s draw ceremony was held in Monte Carlo, Monaco. The club from the Principality, third in last season’s French league, might wonder if Uefa have unknowingly thanked them for the use of their space with a reasonable set of midweek tasks this autumn. CSKA Moscow, though savvy in the ways of the Champions League group phase, looked the weakest of the top seeds, and Monaco, who surprisingly eliminated Villarreal on Tuesday, will hope they have the nous to tame Bayer Leverkusen, too. Likewise Tottenham Hotspur, back in the competition after a long absence, who will be expected to survive in it into February from this group.
Prediction
Winners: Tottenham; second: Monaco
GROUP F
Clubs: Real Madrid, Borussia Dortmund, Sporting Lisbon, Legia Warsaw
• There are not too many away grounds where Cristiano Ronaldo’s brilliance is feted by fans as much as it probably should be. Sporting Lisbon, where he began his professional career, is an exception. The outstanding candidate for World Footballer of the Year 2016 will go back there with the reigning European club champions especially appreciated for having helped make Portugal last month’s European Championship winners. Sporting have it tough in this group, with Madrid and Borussia Dortmund to play, the runners-up in last season’s Spanish Primera Liga and in the German Bundesliga respectively. Madrid versus Dortmund has plenty of fresh baggage as well, not least from Dortmund’s win over Madrid in the 2013 semi-final.
Prediction
Winners: Real Madrid; second: Borussia Dortmund
GROUP G
Clubs: Leicester City, Porto, Club Bruges, Copenhagen
• The fairy tale of the Premier League wanted a sequel, and this is not a bad one for Leicester City. They will not have a glamorous, top-of-the-bill name, a Real Madrid or an Atletico to welcome them into their maiden voyage in the Champions League, but they do have a good chance of putting together some fortifying results to prepare them for the knockout phase, to which they ought to progress at the expense of Copenhagen and Bruges. Porto, conquerors of Roma in midweek, might be tougher test, home and away, for Leicester, whose supporters can relish trips that are not too taxing in terms of distance.
Prediction
Winners: Porto; second: Leicester City
GROUP H
Clubs: Juventus, Sevilla, Lyon, Dinamo Zagreb
• A spot of déjà vu for Juventus and Sevilla, who shared a group this time a year ago, and did so with heavy heart. Back then it also included Manchester City and Borussia Monchengladbach. This time the serial Italian champions and serial winners of the Europa League have a milder pair of fellow runners in the race for the last 16, although they should anticipate a stronger Lyon than the version that stumbled around the Champions League last season. The French club may very well consign Sevilla to another tilt at the secondary European tournament by pipping them to second place.
Prediction
Winners: Juventus; second: Lyon
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Company%20profile
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What are NFTs?
Are non-fungible tokens a currency, asset, or a licensing instrument? Arnab Das, global market strategist EMEA at Invesco, says they are mix of all of three.
You can buy, hold and use NFTs just like US dollars and Bitcoins. “They can appreciate in value and even produce cash flows.”
However, while money is fungible, NFTs are not. “One Bitcoin, dollar, euro or dirham is largely indistinguishable from the next. Nothing ties a dollar bill to a particular owner, for example. Nor does it tie you to to any goods, services or assets you bought with that currency. In contrast, NFTs confer specific ownership,” Mr Das says.
This makes NFTs closer to a piece of intellectual property such as a work of art or licence, as you can claim royalties or profit by exchanging it at a higher value later, Mr Das says. “They could provide a sustainable income stream.”
This income will depend on future demand and use, which makes NFTs difficult to value. “However, there is a credible use case for many forms of intellectual property, notably art, songs, videos,” Mr Das says.
The specs: 2019 Audi A7 Sportback
Price, base: Dh315,000
Engine: 3.0-litre V6
Transmission: Seven-speed automatic
Power: 335hp @ 5,000rpm
Torque: 500Nm @ 1,370rpm
Fuel economy 5.9L / 100km
The specs
Price, base / as tested Dh1,100,000 (est)
Engine 5.2-litre V10
Gearbox seven-speed dual clutch
Power 630bhp @ 8,000rpm
Torque 600Nm @ 6,500rpm
Fuel economy, combined 15.7L / 100km (est)
SPECS
Engine: 4-litre V8 twin-turbo
Power: 630hp
Torque: 850Nm
Transmission: 8-speed Tiptronic automatic
Price: From Dh599,000
On sale: Now
The specs
Engine: Long-range single or dual motor with 200kW or 400kW battery
Transmission: Single-speed automatic
Max touring range: 620km / 590km
Price: From Dh250,000 (estimated)
Pupils in Abu Dhabi are learning the importance of being active, eating well and leading a healthy lifestyle now and throughout adulthood, thanks to a newly launched programme 'Healthy Lifestyle'.
As part of the Healthy Lifestyle programme, specially trained coaches from City Football Schools, along with Healthpoint physicians have visited schools throughout Abu Dhabi to give fun and interactive lessons on working out regularly, making the right food choices, getting enough sleep and staying hydrated, just like their favourite footballers.
Organised by Manchester City FC and Healthpoint, Manchester City FC’s regional healthcare partner and part of Mubadala’s healthcare network, the ‘Healthy Lifestyle’ programme will visit 15 schools, meeting around 1,000 youngsters over the next five months.
Designed to give pupils all the information they need to improve their diet and fitness habits at home, at school and as they grow up, coaches from City Football Schools will work alongside teachers to lead the youngsters through a series of fun, creative and educational classes as well as activities, including playing football and other games.
Dr Mai Ahmed Al Jaber, head of public health at Healthpoint, said: “The programme has different aspects - diet, exercise, sleep and mental well-being. By having a focus on each of those and delivering information in a way that children can absorb easily it can help to address childhood obesity."
Company%20Profile
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The specs
Engine: 2.0-litre 4-cylturbo
Transmission: seven-speed DSG automatic
Power: 242bhp
Torque: 370Nm
Price: Dh136,814
Sri Lanka-India Test series schedule
- 1st Test India won by 304 runs at Galle
- 2nd Test India won by innings and 53 runs at Colombo
- 3rd Test August 12-16 at Pallekele
The bio:
Favourite holiday destination: I really enjoyed Sri Lanka and Vietnam but my dream destination is the Maldives.
Favourite food: My mum’s Chinese cooking.
Favourite film: Robocop, followed by The Terminator.
Hobbies: Off-roading, scuba diving, playing squash and going to the gym.
If you go
Where to stay: Courtyard by Marriott Titusville Kennedy Space Centre has unparalleled views of the Indian River. Alligators can be spotted from hotel room balconies, as can several rocket launch sites. The hotel also boasts cool space-themed decor.
When to go: Florida is best experienced during the winter months, from November to May, before the humidity kicks in.
How to get there: Emirates currently flies from Dubai to Orlando five times a week.
Cricket World Cup League 2
UAE squad
Rahul Chopra (captain), Aayan Afzal Khan, Ali Naseer, Aryansh Sharma, Basil Hameed, Dhruv Parashar, Junaid Siddique, Muhammad Farooq, Muhammad Jawadullah, Muhammad Waseem, Omid Rahman, Rahul Bhatia, Tanish Suri, Vishnu Sukumaran, Vriitya Aravind
Fixtures
Friday, November 1 – Oman v UAE
Sunday, November 3 – UAE v Netherlands
Thursday, November 7 – UAE v Oman
Saturday, November 9 – Netherlands v UAE
Electoral College Victory
Trump has so far secured 295 Electoral College votes, according to the Associated Press, exceeding the 270 needed to win. Only Nevada and Arizona remain to be called, and both swing states are leaning Republican. Trump swept all five remaining swing states, North Carolina, Georgia, Pennsylvania, Michigan and Wisconsin, sealing his path to victory and giving him a strong mandate.
Popular Vote Tally
The count is ongoing, but Trump currently leads with nearly 51 per cent of the popular vote to Harris’s 47.6 per cent. Trump has over 72.2 million votes, while Harris trails with approximately 67.4 million.
COMPANY PROFILE
Founders: Alhaan Ahmed, Alyina Ahmed and Maximo Tettamanzi
Total funding: Self funded
RACE CARD
6.30pm: Al Maktoum Challenge Round-3 – Group 1 (PA) $65,000 (Dirt) 2,000m
7.05pm: Handicap (TB) $65,000 (Turf) 1,800m
7.40pm: Meydan Classic – Listed (TB) $88,000 (T) 1,600m
8.15pm: Nad Al Sheba Trophy – Group 3 (TB) $195,000 (T) 2,810m
8.50pm: Dubai Millennium Stakes – Group 3 (TB) $130,000 (T) 2,000m
9.25pm: Meydan Challenge – Listed Handicap (TB) $88,000 (T) 1,400m
How to get there
Emirates (www.emirates.com) flies directly to Hanoi, Vietnam, with fares starting from around Dh2,725 return, while Etihad (www.etihad.com) fares cost about Dh2,213 return with a stop. Chuong is 25 kilometres south of Hanoi.
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The bio
Academics: Phd in strategic management in University of Wales
Number one caps: His best-seller caps are in shades of grey, blue, black and yellow
Reading: Is immersed in books on colours to understand more about the usage of different shades
Sport: Started playing polo two years ago. Helps him relax, plus he enjoys the speed and focus
Cars: Loves exotic cars and currently drives a Bentley Bentayga
Holiday: Favourite travel destinations are London and St Tropez
The specs
Engine: Direct injection 4-cylinder 1.4-litre
Power: 150hp
Torque: 250Nm
Price: From Dh139,000
On sale: Now
A Cat, A Man, and Two Women
Junichiro Tamizaki
Translated by Paul McCarthy
Daunt Books
How The Debt Panel's advice helped readers in 2019
December 11: 'My husband died, so what happens to the Dh240,000 he owes in the UAE?'
JL, a housewife from India, wrote to us about her husband, who died earlier this month. He left behind an outstanding loan of Dh240,000 and she was hoping to pay it off with an insurance policy he had taken out. She also wanted to recover some of her husband’s end-of-service liabilities to help support her and her son.
“I have no words to thank you for helping me out,” she wrote to The Debt Panel after receiving the panellists' comments. “The advice has given me an idea of the present status of the loan and how to take it up further. I will draft a letter and send it to the email ID on the bank’s website along with the death certificate. I hope and pray to find a way out of this.”
November 26: ‘I owe Dh100,000 because my employer has not paid me for a year’
SL, a financial services employee from India, left the UAE in June after quitting his job because his employer had not paid him since November 2018. He owes Dh103,800 on four debts and was told by the panellists he may be able to use the insolvency law to solve his issue.
SL thanked the panellists for their efforts. "Indeed, I have some clarity on the consequence of the case and the next steps to take regarding my situation," he says. "Hopefully, I will be able to provide a positive testimony soon."
October 15: 'I lost my job and left the UAE owing Dh71,000. Can I return?'
MS, an energy sector employee from South Africa, left the UAE in August after losing his Dh12,000 job. He was struggling to meet the repayments while securing a new position in the UAE and feared he would be detained if he returned. He has now secured a new job and will return to the Emirates this month.
“The insolvency law is indeed a relief to hear,” he says. "I will not apply for insolvency at this stage. I have been able to pay something towards my loan and credit card. As it stands, I only have a one-month deficit, which I will be able to recover by the end of December."
The view from The National
Wicked
Director: Jon M Chu
Stars: Cynthia Erivo, Ariana Grande, Jonathan Bailey
COMPANY PROFILE
Name: Almnssa
Started: August 2020
Founder: Areej Selmi
Based: Gaza
Sectors: Internet, e-commerce
Investments: Grants/private funding
Company%20Profile
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About Housecall
Date started: July 2020
Founders: Omar and Humaid Alzaabi
Based: Abu Dhabi
Sector: HealthTech
# of staff: 10
Funding to date: Self-funded
Specs – Taycan 4S
Engine: Electric
Transmission: 2-speed auto
Power: 571bhp
Torque: 650Nm
Price: Dh431,800
Specs – Panamera
Engine: 3-litre V6 with 100kW electric motor
Transmission: 2-speed auto
Power: 455bhp
Torque: 700Nm
Price: from Dh431,800
Virtual banks explained
What is a virtual bank?
The Hong Kong Monetary Authority defines it as a bank that delivers services through the internet or other electronic channels instead of physical branches. That means not only facilitating payments but accepting deposits and making loans, just like traditional ones. Other terms used interchangeably include digital or digital-only banks or neobanks. By contrast, so-called digital wallets or e-wallets such as Apple Pay, PayPal or Google Pay usually serve as intermediaries between a consumer’s traditional account or credit card and a merchant, usually via a smartphone or computer.
What’s the draw in Asia?
Hundreds of millions of people under-served by traditional institutions, for one thing. In China, India and elsewhere, digital wallets such as Alipay, WeChat Pay and Paytm have already become ubiquitous, offering millions of people an easy way to store and spend their money via mobile phone. Indonesia, Vietnam and the Philippines are also among the world’s biggest under-banked countries; together they have almost half a billion people.
Is Hong Kong short of banks?
No, but the city is among the most cash-reliant major economies, leaving room for newcomers to disrupt the entrenched industry. Ant Financial, an Alibaba Group Holding affiliate that runs Alipay and MYBank, and Tencent Holdings, the company behind WeBank and WeChat Pay, are among the owners of the eight ventures licensed to create virtual banks in Hong Kong, with operations expected to start as early as the end of the year.
From Zero
Artist: Linkin Park
Label: Warner Records
Number of tracks: 11
Rating: 4/5
57%20Seconds
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The nine articles of the 50-Year Charter
1. Dubai silk road
2. A geo-economic map for Dubai
3. First virtual commercial city
4. A central education file for every citizen
5. A doctor to every citizen
6. Free economic and creative zones in universities
7. Self-sufficiency in Dubai homes
8. Co-operative companies in various sectors
9: Annual growth in philanthropy