Brisk Hughes ton puts Australia in charge



DURBAN // The rookie Australian opener Phillip Hughes's maiden century helped guide his team to 218 for two at tea on the first day of the second Test against South Africa today. Hughes, playing just his second Test, scored freely from the outset after Australia had won the toss and elected to bat, racing to 75 not out off just 90 balls by lunch. The 20-year-old took another half-hour to get into the 90s and then struck the left-arm spinner Paul Harris for successive sixes to dash to his hundred in 158 minutes off 132 deliveries.

Hughes was dismissed another half-hour later, prompting a mini-revival for the South Africans. The left-hander had reached 115 when he cut Jacques Kallis to Neil McKenzie in the gully to end a 184-run opening stand with Simon Katich. Both openers had just survived chances, Hashim Amla missing Katich on 55 at midwicket off Dale Steyn and Kallis dropping a catch at first slip off Morne Morkel when Hughes had 114.

South Africa's afternoon improved further when they claimed the key wicket of Ricky Ponting for just nine runs. The Australian captain tried to attack spinner Harris but skied the ball over wide mid-off, with McKenzie taking another well-judged catch. Katich continued to stamp his mark on proceedings as he reached 84 not out at tea, showing sound shot selection and rarely being beaten by any delivery.

Michael Hussey was with him but was yet to get off the mark, looking to end a run of poor form that has seen him score just 89 runs in his last eight innings. Australia had breezed to 119 without loss at lunch as Hughes, who scored 75 in the second innings of his debut Test in Johannesburg last week, once again scored heavily through the off-side. Fellow left-hander Katich started his innings more sedately, but accelerated later on.

South Africa's pacemen were unable to maintain any consistent line or length before lunch and captain Graeme Smith changed to spin after just 80 minutes, Harris bowling the 19th over. *Reuters

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Tips for newlyweds to better manage finances

All couples are unique and have to create a financial blueprint that is most suitable for their relationship, says Vijay Valecha, chief investment officer at Century Financial. He offers his top five tips for couples to better manage their finances.

Discuss your assets and debts: When married, it’s important to understand each other’s personal financial situation. It’s necessary to know upfront what each party brings to the table, as debts and assets affect spending habits and joint loan qualifications. Discussing all aspects of their finances as a couple prevents anyone from being blindsided later.

Decide on the financial/saving goals: Spouses should independently list their top goals and share their lists with one another to shape a joint plan. Writing down clear goals will help them determine how much to save each month, how much to put aside for short-term goals, and how they will reach their long-term financial goals.

Set a budget: A budget can keep the couple be mindful of their income and expenses. With a monthly budget, couples will know exactly how much they can spend in a category each month, how much they have to work with and what spending areas need to be evaluated.

Decide who manages what: When it comes to handling finances, it’s a good idea to decide who manages what. For example, one person might take on the day-to-day bills, while the other tackles long-term investments and retirement plans.

Money date nights: Talking about money should be a healthy, ongoing conversation and couples should not wait for something to go wrong. They should set time aside every month to talk about future financial decisions and see the progress they’ve made together towards accomplishing their goals.


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