Mike Riley, centre, tackles a Hong Kong ball carrier with the help of UAE teammates Stephane Imbert, right, and Jason Cook. UAE interim national coach Wayne Marsters has said he believes the Hong Kong program to be a good blueprint to follow.
Mike Riley, centre, tackles a Hong Kong ball carrier with the help of UAE teammates Stephane Imbert, right, and Jason Cook. UAE interim national coach Wayne Marsters has said he believes the Hong KongShow more

Big learning curve for UAE rugby



DUBAI // As the national team stumble exhaustedly towards the first birthday of UAE rugby, the powers-that-be were given graphic evidence of just how much needs to be done to progress the game here Saturday.

This defeat at the hands of Hong Kong was no anomaly. The national team lost the reverse fixture 62-3 in May, cementing their position in third place in the Asian Five Nations (A5N).

On this evidence, the gap between Asia's second and third best sides is currently closer to the size of the Pacific than the Gulf.

"I don't think we have gone backwards," said Renier Els, the UAE captain.

"This is just our sixth game as a country, so we are still very much in a development phase. This whole tournament is building towards the A5N for 2012. We can't take any credit away from Hong Kong - they are a well-drilled team, and they took their opportunity today."

The defeat must have been deflating for Wayne Marsters, the UAE's interim coach.

In 2008, he had also taken temporary charge of the Arabian Gulf - the regional side which was the precursor to the UAE - and ironically faced Hong Kong in his first game in charge then.

The Gulf were narrowly beaten that day in Al Ain, and afterwards Marsters lauded for the way Hong Kong rugby was run, and suggested the Gulf should use it as a template.

Three and a half years on, a new embryonic union and national team are starting from scratch again.

"I still think there is a lot we can learn from Hong Kong rugby and what they have done in the past four years," Marsters said.

"They certainly have a lot more resources available to them. They are a real cash cow, even compared to some of the best unions in the world.

"I think the structures they have in place are something we can learn from. Compared to back then, in Al Ain, Saturday was a bit of a drubbing."

To exemplify Marsters's point, Pale Tauti, the Hong Kong No 8 and captain, is employed by the Hong Kong rugby union as a coach and community development officer.

While the UAE, whose players all earn their living outside of the sport, are looking to bridge the gap to Hong Kong, Tauti's side are trying to catch up with Japan, Asian rugby's one super power.

"We played some really good rugby today," Tauti said.

"It is a building phase for us, just like the UAE boys, ahead of the A5N, so it is really important for us to come here, play well and come away with three wins."

To exacerbate the UAE's woes, Imad Reyal, the gifted newcomer who played at fly-half, was handed a three-week ban for a dangerous tackle last night.

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How will Gen Alpha invest?

Mark Chahwan, co-founder and chief executive of robo-advisory firm Sarwa, forecasts that Generation Alpha (born between 2010 and 2024) will start investing in their teenage years and therefore benefit from compound interest.

“Technology and education should be the main drivers to make this happen, whether it’s investing in a few clicks or their schools/parents stepping up their personal finance education skills,” he adds.

Mr Chahwan says younger generations have a higher capacity to take on risk, but for some their appetite can be more cautious because they are investing for the first time. “Schools still do not teach personal finance and stock market investing, so a lot of the learning journey can feel daunting and intimidating,” he says.

He advises millennials to not always start with an aggressive portfolio even if they can afford to take risks. “We always advise to work your way up to your risk capacity, that way you experience volatility and get used to it. Given the higher risk capacity for the younger generations, stocks are a favourite,” says Mr Chahwan.

Highlighting the role technology has played in encouraging millennials and Gen Z to invest, he says: “They were often excluded, but with lower account minimums ... a customer with $1,000 [Dh3,672] in their account has their money working for them just as hard as the portfolio of a high get-worth individual.”

Score

Third Test, Day 1

New Zealand 229-7 (90 ov)
Pakistan

New Zealand won the toss and elected to bat

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Sri Lanka's T20I squad

Thisara Perera (captain), Dilshan Munaweera, Danushka Gunathilaka, Sadeera Samarawickrama, Ashan Priyanjan, Mahela Udawatte, Dasun Shanaka, Sachith Pathirana, Vikum Sanjaya, Lahiru Gamage, Seekkuge Prasanna, Vishwa Fernando, Isuru Udana, Jeffrey Vandersay and Chathuranga de Silva.

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UPI facts

More than 2.2 million Indian tourists arrived in UAE in 2023
More than 3.5 million Indians reside in UAE
Indian tourists can make purchases in UAE using rupee accounts in India through QR-code-based UPI real-time payment systems
Indian residents in UAE can use their non-resident NRO and NRE accounts held in Indian banks linked to a UAE mobile number for UPI transactions


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