All Blacks dominate Australia in Bledisloe Cup



MELBOURNE, AUSTRALIA // Fly-half Dan Carter scored one try, set up another and kicked 14 points as New Zealand beat Australia for the eighth straight time with a comprehensive 49-28 Tri Nations win. Australia are now in their worst losing sequence to the All Blacks since New Zealand scored nine consecutive wins against the Wallabies between 1936 and 1947. New Zealand earned a bonus point by half time after scoring four tries in a dominant performance played at a frenetic pace that left the All Blacks with a 32-14 lead at the break.

Mils Muliaina scored either side of the half-time whistle for New Zealand and their captain Richie McCaw, Cory Jane, Joe Rokocoko and Corey Flynn also crossing the whitewash. Australia, who played with 14 men for most of the second half after Drew Mitchell was sent off, had tries from Mitchell, Adam Ashley-Cooper and Rocky Elsom, while Matt Giteau kicked 11 points. Australia took the lead after just four minutes when Giteau converted a penalty from just inside the 22, but Carter replied with a penalty of his own just a minute later.

Mitchell put the Wallabies ahead again in the eighth minute when he charged down a Carter clearance 10 metres out and crossed over in the corner. Carter quickly made amends, making an almost identical move two minutes later when he charged down a Berrick Barnes kick inside Australia's 22-metre line and dived over for the try. His conversion made it 10-8 and the All Blacks held on to the lead for the rest of the match.

New Zealand crossed again in the 13th minute when the winger Jane received the ball at the end of a sweeping backline move and chipped ahead on the touch line for fullback Muliaina to score. New Zealand were reduced to 14 men in the 22nd minute when prop Owen Franks was sin-binned for being off-side and a shoulder charge, but Australia failed to capitalise as McCaw swooped on a loose ball and dashed over in the 25th.

After Mitchell was sin-binned in the 28th minute for a shoulder charge, New Zealand scored the fourth try of the half when Jane picked up a Brad Thorn pass and palmed off the Australian No. 8 Richard Brown on his way over the line. Australia's fortunes took another knock just three minutes into the second half when Mitchell was sent off after he picked up his second yellow card. The All Blacks wasted no time taking advantage as Muliaina crossed for his second try in the 47th minute and Joe Rokocoko scored in the 59th.

Australia pulled one back in the 71st minute when their captain Elsom barged over, but the replacement Flynn sealed the win for New Zealand in the final minute. The teams will play again next Saturday in Christchurch, New Zealand. * AP

The specs

Engine: 2.0-litre 4-cyl, 48V hybrid

Transmission: eight-speed automatic

Power: 325bhp

Torque: 450Nm

Price: Dh359,000

On sale: now 

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Company%20profile
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PREMIER LEAGUE FIXTURES

Saturday (UAE kick-off times)

Watford v Leicester City (3.30pm)

Brighton v Arsenal (6pm)

West Ham v Wolves (8.30pm)

Bournemouth v Crystal Palace (10.45pm)

Sunday

Newcastle United v Sheffield United (5pm)

Aston Villa v Chelsea (7.15pm)

Everton v Liverpool (10pm)

Monday

Manchester City v Burnley (11pm)

How to protect yourself when air quality drops

Install an air filter in your home.

Close your windows and turn on the AC.

Shower or bath after being outside.

Wear a face mask.

Stay indoors when conditions are particularly poor.

If driving, turn your engine off when stationary.

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Director: Tim Burton

Rating: 3/5

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Starring: Vijay, Sneha, Prashanth, Prabhu Deva, Mohan
Director: Venkat Prabhu
Rating: 2/5
The Perfect Couple

Starring: Nicole Kidman, Liev Schreiber, Jack Reynor

Creator: Jenna Lamia

Rating: 3/5

The specs

Engine: 1.5-litre 4-cylinder petrol

Power: 154bhp

Torque: 250Nm

Transmission: 7-speed automatic with 8-speed sports option 

Price: From Dh79,600

On sale: Now

The%20specs
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Mercedes V250 Avantgarde specs

Engine: 2.0-litre in-line four-cylinder turbo

Gearbox: 7-speed automatic

Power: 211hp at 5,500rpm

Torque: 350Nm

Fuel economy, combined: 6.0 l/100 km

Price: Dh235,000

Ibrahim's play list

Completed an electrical diploma at the Adnoc Technical Institute

Works as a public relations officer with Adnoc

Apart from the piano, he plays the accordion, oud and guitar

His favourite composer is Johann Sebastian Bach

Also enjoys listening to Mozart

Likes all genres of music including Arabic music and jazz

Enjoys rock groups Scorpions and Metallica 

Other musicians he likes are Syrian-American pianist Malek Jandali and Lebanese oud player Rabih Abou Khalil

Key changes

Commission caps

For life insurance products with a savings component, Peter Hodgins of Clyde & Co said different caps apply to the saving and protection elements:

• For the saving component, a cap of 4.5 per cent of the annualised premium per year (which may not exceed 90 per cent of the annualised premium over the policy term). 

• On the protection component, there is a cap  of 10 per cent of the annualised premium per year (which may not exceed 160 per cent of the annualised premium over the policy term).

• Indemnity commission, the amount of commission that can be advanced to a product salesperson, can be 50 per cent of the annualised premium for the first year or 50 per cent of the total commissions on the policy calculated. 

• The remaining commission after deduction of the indemnity commission is paid equally over the premium payment term.

• For pure protection products, which only offer a life insurance component, the maximum commission will be 10 per cent of the annualised premium multiplied by the length of the policy in years.

Disclosure

Customers must now be provided with a full illustration of the product they are buying to ensure they understand the potential returns on savings products as well as the effects of any charges. There is also a “free-look” period of 30 days, where insurers must provide a full refund if the buyer wishes to cancel the policy.

“The illustration should provide for at least two scenarios to illustrate the performance of the product,” said Mr Hodgins. “All illustrations are required to be signed by the customer.”

Another illustration must outline surrender charges to ensure they understand the costs of exiting a fixed-term product early.

Illustrations must also be kept updatedand insurers must provide information on the top five investment funds available annually, including at least five years' performance data.

“This may be segregated based on the risk appetite of the customer (in which case, the top five funds for each segment must be provided),” said Mr Hodgins.

Product providers must also disclose the ratio of protection benefit to savings benefits. If a protection benefit ratio is less than 10 per cent "the product must carry a warning stating that it has limited or no protection benefit" Mr Hodgins added.

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Starring: Cate Blanchett, Kevin Hart, Jamie Lee Curtis

Director: Eli Roth

Rating: 0/5


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