Traders  on the floor of the New York Stock Exchange, which has seen big losses in recent days.   Spencer Platt / Getty Images / AFP
Traders on the floor of the New York Stock Exchange, which has seen big losses in recent days. Spencer Platt / Getty Images / AFP

Wobble in world economy is no cause for panic



Regional financial markets took a tumble yesterday, as knee jerk selling hit equities and fears grew of a downturn. There is no reason for such panic, but there is reason for measured concern. Yesterday’s rush on the Dubai stock exchange, which led to a 6.5 per cent decline in the benchmark by the close of business, should be seen as a warning that the economy has not yet recovered fully from the 2007-08 financial crisis.

Premium stocks including Emaar, Arabtec, Tabreed, Dubai Investments and Union Properties were all significantly down yesterday, with one analyst blaming regional concerns about the activities of the extremist group ISIL. To be sure, the UAE’s geographic proximity to Syria and Iraq has had a negative effect on some investors’ perception of this country, but the market rush is more rightly linked to global trends.

The traditional economic indicators are concerning. Last week was the worst on US markets since May 2012; Brent crude oil hit a two-year low on Friday; the gold price has sunk to its lowest point for 15 months; and, according to the International Centre for Monetary and Banking Studies’ 16th annual Geneva Report, total world debt surged 38 points last year to 212 per cent of global output. One bright note for workers came from the International Labour Organisation’s director-general Guy Ryder, who said late last month that wages should begin to increase – although he could not say when that would happen. And where wages have risen, they have not kept pace with inflation.

Meanwhile, the German economy – the strongest and most influential in Europe – is sluggish, with some experts predicting that the euro zone could fall back into recession. Japan, too, is teetering on the brink of a recession if the economy fails to grow this quarter. The eyes of the world’s economic analysts are now on China, which is due to release data on inflation, trade, credit and money supply this week. Expectations are that the economy will continue to grow, but at a slow rate.

The key, however, lies in the US. Federal Reserve vice chairman Stanley Fischer indicated in a speech at the weekend that the US may defer a decision to lift its low interest rates due to the slowdown in the world economy. Low interest rates have been an important enabler of economic growth during the fallow years, but if they are kept low artificially for too long, they will set back recovery. If the Fed gets it right, then consumption will increase and the regional and world economies will benefit.

Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.

Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.

Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.

Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.

“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.

Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.

From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.

Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.

BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.

Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.

Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.

“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.

Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.

“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.

“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”

The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”

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Formula Middle East Calendar (Formula Regional and Formula 4)
Round 1: January 17-19, Yas Marina Circuit – Abu Dhabi
 
Round 2: January 22-23, Yas Marina Circuit – Abu Dhabi
 
Round 3: February 7-9, Dubai Autodrome – Dubai
 
Round 4: February 14-16, Yas Marina Circuit – Abu Dhabi
 
Round 5: February 25-27, Jeddah Corniche Circuit – Saudi Arabia
UAE currency: the story behind the money in your pockets
Company Profile
Company name: OneOrder

Started: October 2021

Founders: Tamer Amer and Karim Maurice

Based: Cairo, Egypt

Industry: technology, logistics

Investors: A15 and self-funded