Readers call more education to remove the stigma from HIV and Aids. Mona Al Mazrooqi / The National
Readers call more education to remove the stigma from HIV and Aids. Mona Al Mazrooqi / The National

Stigma affects HIV prevention



With reference to the story Help me find a wife (March 4), HIV and Aids education for young people can play a vital role in efforts to remove stigma. It is this stigma that causes many individuals to avoid HIV testing to learn their status and, if infected, to seek care for their disease.

This situation will not help us to fight this problem.

Neville Thomas, Abu Dhabi

I feel so sorry for this poor man and others like him. There needs to be more education and awareness to remove the stigma and for people to realise that having HIV no longer means the death sentence.

Let him live a normal life.

Emma Schlegel, Dubai

Unfortunately, the preconceptions of HIV are still prevalent. Ignorance, lack of information and shame are still foremost in the minds of people.

The Government, I’m sure, could assist this person with his own place and arrange palliative care in his own home to at least give him some independence.

Sam Clarke, Abu Dhabi

No alternative to enforcing law on window tinting

If the legal tint limit is 30 per cent, why then are companies allowed to offer any level above that percentage (Dark window tints are a clear danger, March 4)? It seems very strange to me.

I am surprised that shops offer 70 per cent tint, knowing that it’s illegal. A shop owner at Mussaffah said: “We know it’s dangerous when driving at night, but what can we do if [customers] want 70 per cent?” The answer is simple: do not give it to them. They could very easily refer to the law when refusing to give their customers what they want.

Name withheld by request

The motor licensing department should refuse to renew the registration of any vehicles with windows tinted over the approved limits. You can’t have one agency making rules and another ignoring them, and giving passes to those who wish to bypass the law.

Cora Yanacek, Qatar

Tinting is not as dangerous as using a mobile phone behind the wheel, tailgating and driving with children in the front seats with no seat belt on. The other day I saw a man driving with a newborn in his lap. We must implement the law to make some of the changes that are important.

Rejane Serao, Dubai

I’ve lived in Al Ain and Abu Dhabi for some time and have seen little evidence of traffic police monitoring offences, except on a few occasions when they put up a mobile speed camera to quickly collect fines.

Last year I saw a few cars with dark-tinted windows being pulled over, so there must have been a crackdown of some sort. But many continue to drive their SUVs with very dark tints.

The problem is that, if one pulls alongside you on your left at a roundabout, you cannot see through their glass. You have to wait until they pass.

Neil Phillipson, Abu Dhabi

Insurance clause seems absurd

I refer to Zaki Anderson's letter Why we don't buy insurance (February 26). Insurance is a joke if they only pay up upon proof of receipts for belongings lost in a fire. If a house is gutted, then the receipts will have been burnt as well.

Robin Shake, Dubai

Popularising new idea not so easy

The concept of booking a cleaner online is new to this region, so it will take time for people to get used to this kind of service (Hoping for a clean sweep, March 2). Currently such formalities are done in physical space or over the telephone, and people are quite comfortable with that.

Fatima Suhail, Sharjah

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Citadel: Honey Bunny first episode

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Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.

Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.

Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.

Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.

“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.

Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.

From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.

Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.

BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.

Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.

Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.

“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.

Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.

“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.

“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”

The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”

French Touch

Carla Bruni

(Verve)

A timeline of the Historical Dictionary of the Arabic Language
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Stars: Abdulaziz Almadhi, Mohammed Al Akkasi, Ali Al Suhaibani

Rating: 4/5

How to protect yourself when air quality drops

Install an air filter in your home.

Close your windows and turn on the AC.

Shower or bath after being outside.

Wear a face mask.

Stay indoors when conditions are particularly poor.

If driving, turn your engine off when stationary.

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D - C Palace, 2-2
W - N Forest, 3-0
L - Liverpool, 2-0
D - Feyenoord, 3-3
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Torque: 220Nm @ 1,480rpm (Cooper) / 280Nm @ 1,350rpm (Cooper S)
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Know your camel milk:
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Goes well with: chocolate and caramel, saffron, cardamom and cloves. Also works well with honey and dates.

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