As your editorial argues (Emirati children must know their mother tongue, March 3), there is a risk of Arabic becoming a second language.
However there is another side to this, which was demonstrated to me recently by a scene in a private hospital. An Emirati below the age of 30 asked, in Arabic, when he would be seen. The nurse answered in English that she did not speak Arabic.
He then complained that we are not in the UK or America and the staff should speak Arabic. I agree with him. Those who are coming here should learn Arabic – it’s not for the local to be obliged to speak English.
Mariyah Fatoom, Dubai
Learning Arabic is certainly a good thing, but when the same students pursue the studies internationally, their lack of ability at English often means they feel lost and humiliated.
So long as you are in the GCC, Arabic is fine. But internationally, you don’t stand a chance, so Arabic and English should both be emphasised.
However, I do not see why there should be a rule for all expatriates to learn Arabic. For many of them, it will be of no use.
Shiraz Mehta Sethna, Dubai
As a parent who was excited to give my children an amazing education in this beautiful country and knowing they would be learning a second and third language, I can safely say that until schools hire staff who actually want to teach our children Arabic, I don’t believe it will make a difference.
My children are being shown cartoons in Arabic each lesson. We should all try to learn about the culture in which we find ourselves living, but how is this teaching method going to teach them the core concepts of the language to build upon?
Diana Phelps, Dubai
Blaze continues to blight lives
Your story, One of the 11 men killed in Mussaffah blaze was to be married (March 3), demonstrates the true scale of this tragedy.
There were countless dreams, hopes and promises that were affected by this fire. All this stresses the importance of stricter enforcement of the laws preventing landlords and building owners from renting out spaces illegally.
The authorities should ensure that all residential buildings comply to the safety standards and are equipped to tackle emergencies like this one.
This incident also emphasises the need for safe but affordable housing for labourers on modest incomes who struggle to make ends meet and have dependants to feed back home.
I hope the families of those who died will receive compensation quickly. But regardless of the money, their loss remains irreplaceable.
Fatima Suhail, Sharjah
I need to know my cleaner
Your story, Helpling, the Uber for cleaners, hopes for a clean sweep in the UAE (March 3), fails to address the differences between this and Uber.
Booking a taxi is very different from inviting somebody into your home. I personally need my cleaner to be the same person, with whom I can build trust and who over a period of time gets to know my personal preferences.
Janet Cox, Dubai
I think this service will be great. Because it’s online, there will be no misunderstanding caused by accent about the location or details.
Marina Bhandari, Dubai
Indian budget is still to be proven
In reference to your editorial, Indian budget far from being revolutionary (March 2), my view is that the budget has been generally hailed as progressive yet has many hidden weaknesses.
The finance minister, Arun Jaitley, has not increased any obvious income taxes but the increase in service tax by almost 2 per cent will erode the incomes of citizens.
While his efforts to control the deficit at around 3.4 per cent are laudable, in practice this might not be easy with the government aiming to launch major infrastructure projects in the coming fiscal year.
The assumed inflation target of five per cent will have to be monitored closely. Due to weak logistics and hoarding, it is difficult to control prices in India, even when there is abundant production. Inflation in India is principally commodity-led and as long as there is wastage and price manipulation, inflation will not be controlled.
Finally, there is no focus on population control. India will be the world’s most populous country by 2020 and has to make a determined bid to control its population or its resources will keep being stretched.
Rajendra K. Aneja, Dubai
The specs
AT4 Ultimate, as tested
Engine: 6.2-litre V8
Power: 420hp
Torque: 623Nm
Transmission: 10-speed automatic
Price: From Dh330,800 (Elevation: Dh236,400; AT4: Dh286,800; Denali: Dh345,800)
On sale: Now
Mohammed bin Zayed Majlis
Zayed Sustainability Prize
'Falling%20for%20Christmas'
%3Cp%3EDirector%3A%20Janeen%20Damian%3Cbr%3E%3Cbr%3EStars%3A%20Lindsay%20Lohan%2C%20Chord%20Overstreet%2C%20Jack%20Wagner%2C%20Aliana%20Lohan%3Cbr%3E%3Cbr%3ERating%3A%201%2F5%3C%2Fp%3E%0A
Guide to intelligent investing
Investing success often hinges on discipline and perspective. As markets fluctuate, remember these guiding principles:
- Stay invested: Time in the market, not timing the market, is critical to long-term gains.
- Rational thinking: Breathe and avoid emotional decision-making; let logic and planning guide your actions.
- Strategic patience: Understand why you’re investing and allow time for your strategies to unfold.
COMPANY PROFILE
Name: Almnssa
Started: August 2020
Founder: Areej Selmi
Based: Gaza
Sectors: Internet, e-commerce
Investments: Grants/private funding
Read more from Johann Chacko
German intelligence warnings
- 2002: "Hezbollah supporters feared becoming a target of security services because of the effects of [9/11] ... discussions on Hezbollah policy moved from mosques into smaller circles in private homes." Supporters in Germany: 800
- 2013: "Financial and logistical support from Germany for Hezbollah in Lebanon supports the armed struggle against Israel ... Hezbollah supporters in Germany hold back from actions that would gain publicity." Supporters in Germany: 950
- 2023: "It must be reckoned with that Hezbollah will continue to plan terrorist actions outside the Middle East against Israel or Israeli interests." Supporters in Germany: 1,250
Source: Federal Office for the Protection of the Constitution
Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.
Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.
“Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.
Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.
“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.
Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.
From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.
Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.
BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.
Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.
Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.
“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.
Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.
“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.
“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”
The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”
Guns N’ Roses’s last gig before Abu Dhabi was in Hong Kong on November 21. We were there – and here’s what they played, and in what order. You were warned.
- It’s So Easy
- Mr Brownstone
- Chinese Democracy
- Welcome to the Jungle
- Double Talkin’ Jive
- Better
- Estranged
- Live and Let Die (Wings cover)
- Slither (Velvet Revolver cover)
- Rocket Queen
- You Could Be Mine
- Shadow of Your Love
- Attitude (Misfits cover)
- Civil War
- Coma
- Love Theme from The Godfather (movie cover)
- Sweet Child O’ Mine
- Wichita Lineman (Jimmy Webb cover)
- Wish You Were Here (instrumental Pink Floyd cover)
- November Rain
- Black Hole Sun (Soundgarden cover)
- Knockin’ on Heaven’s Door (Bob Dylan cover)
- Nightrain
Encore:
- Patience
- Don’t Cry
- The Seeker (The Who cover)
- Paradise City
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The specs
Engine: 2.0-litre 4-cyl
Power: 153hp at 6,000rpm
Torque: 200Nm at 4,000rpm
Transmission: 6-speed auto
Price: Dh99,000
On sale: now
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MATCH INFO
FA Cup final
Chelsea 1
Hazard (22' pen)
Manchester United 0
Man of the match: Eden Hazard (Chelsea)
The%20specs
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THE LIGHT
Director: Tom Tykwer
Starring: Tala Al Deen, Nicolette Krebitz, Lars Eidinger
Rating: 3/5
How to avoid crypto fraud
- Use unique usernames and passwords while enabling multi-factor authentication.
- Use an offline private key, a physical device that requires manual activation, whenever you access your wallet.
- Avoid suspicious social media ads promoting fraudulent schemes.
- Only invest in crypto projects that you fully understand.
- Critically assess whether a project’s promises or returns seem too good to be true.
- Only use reputable platforms that have a track record of strong regulatory compliance.
- Store funds in hardware wallets as opposed to online exchanges.
How to protect yourself when air quality drops
Install an air filter in your home.
Close your windows and turn on the AC.
Shower or bath after being outside.
Wear a face mask.
Stay indoors when conditions are particularly poor.
If driving, turn your engine off when stationary.
THE SPECS
Engine: 3.5-litre V6
Transmission: six-speed manual
Power: 325bhp
Torque: 370Nm
Speed: 0-100km/h 3.9 seconds
Price: Dh230,000
On sale: now
THE SPECS
Engine: 6.75-litre twin-turbocharged V12 petrol engine
Power: 420kW
Torque: 780Nm
Transmission: 8-speed automatic
Price: From Dh1,350,000
On sale: Available for preorder now