Tunisian people march with national flags during a rally to mark seven years since revolution in Tunis, Tunisia, Sunday, Jan. 14, 2018. AP Photo / Hassene Dridi
Tunisian people march with national flags during a rally to mark seven years since revolution in Tunis, Tunisia, Sunday, Jan. 14, 2018. AP Photo / Hassene Dridi

Economic problems and protests persist but, for many reasons, Tunisia is a success story



This week, the people of Tunisia marked the seventh anniversary of their revolutionary uprising. It's a bitter sweet occasion for some, owing to the many challenges that still face the people. And it is good to remember those challenges, but it is at least as appropriate to recall what Tunisians have gained.

Let us take stock of where Tunisia was and where it is today. Seven years ago, Tunisia was an autocracy, with little to no hope of incremental positive change occurring under a dictatorial ruler. In that regard, it wasn't unique in the region. And then, taking themselves and the region in general by surprise, Tunisians rose up – and their erstwhile "autocrat-for-life" was forced out of power.

Seven years on, it is understandable why a fair few express nostalgia for their lives under Ben Ali. After all, it was a simpler, easier time, that was, arguably, less tumultuous and chaotic. But it would be a mistake of the highest order to claim that Ben Ali's regime was stable. To put it bluntly, if his regime had truly been stable, then it would not have been overthrown by ordinary Tunisians going to the streets. There was a mass protest in Britain 2003 to demonstrate against the Iraq war, but the government wasn't swept from power. Something was deeply wrong in Tunisia and Ben Ali's overthrow showed it.Something was deeply wrong in Tunisia and the uprising showed it.

Nevertheless, the promise of the Tunisian revolution has not been fulfilled. The economic situation is still difficult, which has led to new protests taking place, although they are very different from those that took place during the years of 2010 and 2011.

So while I am realistic about what has been accomplished since 2011, I am also sanguine about the state of Tunisia in 2018.

When it comes to the security sector and economic reform, there is a long way to go. Indeed, a number of basic structural reforms remain outstanding in Tunisia’s democratic experiment.

But the democratic experiment continues to exist, which is a significant accomplishment considering the surrounding environment and the hitherto dashed experiences of so many in the region. Tunisia has succeeded in constructing a consensus-based constitution that would be the envy of not only many more Arabs in north Africa, but people all around the world. No one should forget how important that attainment is and what kind of cost was paid for it to become a reality, in the blood, sweat and tears of the Tunisian people.

Certainly, there are reasons to be incredibly cautious – because, indeed, this is a democratic experiment. It is not a consolidated transition to a truly well entrenched order, underpinned by accountability, the rule of law, and fundamental rights. Tunisia may be far closer to that than it was in 2010 – but it still needs help. It still needs assistance from its regional neighbours, and beyond. It's not a charitable donation when that assistance comes, it's an investment in a more stable region. It's a pushback against the idea that the future can only look more like autocracy or extremism of various types – and that's an investment that is worth its weight in gold. We should all remember that, and take stock of it.

Against the backdrop of so many crises in the region, it is easy to let the Tunisian story fall by the wayside. It’s not on fire – and we do not pause long enough to realise that is in itself a feat of quite some proportion, considering how easily it might have gone that way, given the various scenarios that have played out elsewhere. Too much is at stake to just let that kind of cynicism rule the way in which we view this beautiful country, and its noble people. We must do what we can in order to ensure that the democratic experiment is no longer an experiment – but the beginning of a new, institutionalised reality, where the fundamental rights of all Tunisians are protected and upheld.

For the time being, nevertheless, Tunisians can take pride in what they have done thus far. Because every single day that the Tunisian democratic experiment continues, against so many odds, in spite of the machinations of so many against it, from within and from without – well, that’s a success in and of itself. And for that, Tunisians deserve a hearty round of applause – every day.

Dr H A Hellyer is a senior non-resident fellow at the Atlantic Council in Washington, DC and the Royal United Services Institute in London

COMPANY PROFILE
Name: ARDH Collective
Based: Dubai
Founders: Alhaan Ahmed, Alyina Ahmed and Maximo Tettamanzi
Sector: Sustainability
Total funding: Self funded
Number of employees: 4
Joker: Folie a Deux

Starring: Joaquin Phoenix, Lady Gaga, Brendan Gleeson

Director: Todd Phillips 

Rating: 2/5

COMPANY PROFILE
Name: Almnssa
Started: August 2020
Founder: Areej Selmi
Based: Gaza
Sectors: Internet, e-commerce
Investments: Grants/private funding
COMPANY PROFILE
Name: HyperSpace
 
Started: 2020
 
Founders: Alexander Heller, Rama Allen and Desi Gonzalez
 
Based: Dubai, UAE
 
Sector: Entertainment 
 
Number of staff: 210 
 
Investment raised: $75 million from investors including Galaxy Interactive, Riyadh Season, Sega Ventures and Apis Venture Partners
 
 
 
 
 
 
 
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The specs
 
Engine: 3.0-litre six-cylinder turbo
Power: 398hp from 5,250rpm
Torque: 580Nm at 1,900-4,800rpm
Transmission: Eight-speed auto
Fuel economy, combined: 6.5L/100km
On sale: December
Price: From Dh330,000 (estimate)
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Company%20profile
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Director: Laila Abbas

Starring: Yasmine Al Massri, Clara Khoury, Kamel El Basha, Ashraf Barhoum

Rating: 4/5

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Tips to keep your car cool
  • Place a sun reflector in your windshield when not driving
  • Park in shaded or covered areas
  • Add tint to windows
  • Wrap your car to change the exterior colour
  • Pick light interiors - choose colours such as beige and cream for seats and dashboard furniture
  • Avoid leather interiors as these absorb more heat
SQUADS

Bangladesh (from): Shadman Islam, Mominul Haque, Soumya Sarkar, Shakib Al Hasan (capt), Mahmudullah Riyad, Mohammad Mithun, Mushfiqur Rahim, Liton Das, Taijul Islam, Mosaddek Hossain, Nayeem Hasan, Mehedi Hasan, Taskin Ahmed, Ebadat Hossain, Abu Jayed

Afghanistan (from): Rashid Khan (capt), Ihsanullah Janat, Javid Ahmadi, Ibrahim Zadran, Rahmat Shah, Hashmatullah Shahidi, Asghar Afghan, Ikram Alikhil, Mohammad Nabi, Qais Ahmad, Sayed Ahmad Shirzad, Yamin Ahmadzai, Zahir Khan Pakteen, Afsar Zazai, Shapoor Zadran

Moon Music

Artist: Coldplay

Label: Parlophone/Atlantic

Number of tracks: 10

Rating: 3/5

Marathon results

Men:

 1. Titus Ekiru(KEN) 2:06:13 

2. Alphonce Simbu(TAN) 2:07:50 

3. Reuben Kipyego(KEN) 2:08:25 

4. Abel Kirui(KEN) 2:08:46 

5. Felix Kemutai(KEN) 2:10:48  

Women:

1. Judith Korir(KEN) 2:22:30 

2. Eunice Chumba(BHR) 2:26:01 

3. Immaculate Chemutai(UGA) 2:28:30 

4. Abebech Bekele(ETH) 2:29:43 

5. Aleksandra Morozova(RUS) 2:33:01  

Key changes

Commission caps

For life insurance products with a savings component, Peter Hodgins of Clyde & Co said different caps apply to the saving and protection elements:

• For the saving component, a cap of 4.5 per cent of the annualised premium per year (which may not exceed 90 per cent of the annualised premium over the policy term). 

• On the protection component, there is a cap  of 10 per cent of the annualised premium per year (which may not exceed 160 per cent of the annualised premium over the policy term).

• Indemnity commission, the amount of commission that can be advanced to a product salesperson, can be 50 per cent of the annualised premium for the first year or 50 per cent of the total commissions on the policy calculated. 

• The remaining commission after deduction of the indemnity commission is paid equally over the premium payment term.

• For pure protection products, which only offer a life insurance component, the maximum commission will be 10 per cent of the annualised premium multiplied by the length of the policy in years.

Disclosure

Customers must now be provided with a full illustration of the product they are buying to ensure they understand the potential returns on savings products as well as the effects of any charges. There is also a “free-look” period of 30 days, where insurers must provide a full refund if the buyer wishes to cancel the policy.

“The illustration should provide for at least two scenarios to illustrate the performance of the product,” said Mr Hodgins. “All illustrations are required to be signed by the customer.”

Another illustration must outline surrender charges to ensure they understand the costs of exiting a fixed-term product early.

Illustrations must also be kept updatedand insurers must provide information on the top five investment funds available annually, including at least five years' performance data.

“This may be segregated based on the risk appetite of the customer (in which case, the top five funds for each segment must be provided),” said Mr Hodgins.

Product providers must also disclose the ratio of protection benefit to savings benefits. If a protection benefit ratio is less than 10 per cent "the product must carry a warning stating that it has limited or no protection benefit" Mr Hodgins added.

MATCH INFO

Barcelona 4 (Messi 23' pen, 45 1', 48', Busquets 85')

Celta Vigo 1 (Olaza 42')

FIXTURES

Monday, January 28
Iran v Japan, Hazza bin Zayed Stadium (6pm)

Tuesday, January 29
UAEv Qatar, Mohamed Bin Zayed Stadium (6pm)

Friday, February 1
Final, Zayed Sports City Stadium (6pm)

How to protect yourself when air quality drops

Install an air filter in your home.

Close your windows and turn on the AC.

Shower or bath after being outside.

Wear a face mask.

Stay indoors when conditions are particularly poor.

If driving, turn your engine off when stationary.

If you go...

Etihad Airways flies from Abu Dhabi to Kuala Lumpur, from about Dh3,600. Air Asia currently flies from Kuala Lumpur to Terengganu, with Berjaya Hotels & Resorts planning to launch direct chartered flights to Redang Island in the near future. Rooms at The Taaras Beach and Spa Resort start from 680RM (Dh597).

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Company profile

Date started: January, 2014

Founders: Mike Dawson, Varuna Singh, and Benita Rowe

Based: Dubai

Sector: Education technology

Size: Five employees

Investment: $100,000 from the ExpoLive Innovation Grant programme in 2018 and an initial $30,000 pre-seed investment from the Turn8 Accelerator in 2014. Most of the projects are government funded.

Partners/incubators: Turn8 Accelerator; In5 Innovation Centre; Expo Live Innovation Impact Grant Programme; Dubai Future Accelerators; FHI 360; VSO and Consult and Coach for a Cause (C3)

Honeymoonish
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Company%20Profile
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