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Raed Safi, 35, holds a metal ladder in place, behind a 1980s lorry his late father used to transport goods.
His four children and three nephews carefully climb into what has become their home since December, in Gaza's Al Mawasi area.
They came here after they were forced out of Khan Younis by Israeli forces. Al Mawasi is one of the shrinking areas of Gaza that Israel has designated a so-called “safe zone” for Palestinians fleeing the war that started on October 7.
A few mattresses, blankets, and scattered household utensils under a makeshift fabric roof held up with some wooden poles – this is all that separates Mr Safi’s family from being completely destitute.
“It gets so cold in the lorry when the temperatures drop,” Mr Safi, who used to be a taxi driver, tells The National.
“It feels as if we are living in a refrigerator because of the frigid sea breeze.”
With virtually nowhere to go, thousands of displaced Palestinians have sought Al Mawasi, a narrow agricultural and fishing strip of coastal land one kilometre wide and 14km long, in the south of the enclave.
The sliver of land, which has no proper roads or sewage system, comprises mostly sand dunes and farmland.
Despite being designated a safe zone, a UN report on January 10 said Israeli forces launched several missiles at shelters and tents for the displaced in Al Mawasi, west of Khan Younis, killing 17 Palestinians including two women and 10 children.
The shelling adds to layers of difficulties faced by Palestinians in the area.
“The lives of the displaced at Al Mawasi are so tragic,” says Iyad Al Saqqa, head of the Jerusalem Association for Al Mawasi Development.
He says there are severe shortages of food, water, toilets, healthcare and medicines.
Also desperately needed are tents, clothes, mattresses and blankets.
His association helps to deliver relief and Mr Al Saqqa says the amount of aid that has reached Gaza does not meet the needs of the “hundreds of thousands” stranded outside official shelters run by the UN or local authorities.
The movement of aid into Gaza is tightly controlled under a blockade imposed by Israel.
“We must double the amount to avoid starvation as people only have access to some canned foods, beans and limited amounts of rice, flour and vegetables,” says Mr Al Saqqa.
Starved and destitute
The UN's humanitarian office says nearly 85 per cent of Gaza’s 2.3 million population have been internally displaced, mostly squeezed in southern parts of the besieged enclave.
Nearly 1.4 million are crammed in 155 shelters run by the UN agency for Palestinian refugees, UNRWA.
There are no official numbers for those in Al Mawasi, as they are mostly not registered with UNRWA. However, they are estimated to be about 300,000, many of whom have no access to enough food and other basic necessities.
“There is no food, the children are all sick but there are no doctors or medicine,” Mr Safi says.
Like hundreds of families at Al Mawasi, Mr Safi’s family are struggling to find food and water.
We are dead people looking at life through the eye of a needle. The only evidence that we are still alive is that we are breathing
Talal Al Malayda,
Internally displaced Palestinian
The family prepares whatever food they can find on a wooden fire near the lorry, while Mr Safi and his siblings spend their days queuing for water, food and medicine for the children.
Many other families are also fighting for survival.
“We are dead people looking at life through the eye of a needle. The only evidence that we are still alive is that we are breathing,” Talal Al Malayda, 43, told The National.
“We live in constant hell.”
The family of 12, including his brother’s family, live in a wood and nylon pergola surrounded by palm branches. They were displaced from the north of Khan Younis about 40 days ago, only to find themselves facing more harsh conditions.
“We can neither find food to buy, nor do we have access to humanitarian assistance,” Mr Al Malayda says.
“We only carried some items, thinking we would return home in a few days.
“But it’s been over a month under impossible conditions.”
According to UN humanitarian office’s report this week, the entire Strip is at imminent risk of famine.
Food insecurity has reached critical levels, with 378,000 people classified at Phase 5, which refers to catastrophic levels where people suffer extreme lack of food, starvation and exhaustion of coping capacities, while 939,000 are designated at Phase 4 emergency levels.
Human Rights Watch accused Israel last November of using starvation as a weapon of war through its blockade.
Relief agencies are providing shelters in the areas of Al Mawasi such as the Palestine Red Crescent Society, which collaborated with the Egyptian Red Crescent to construct 300 tents, and plans to expand them to 1,000 tents in the final phase, accommodating up to 6,000 displaced individuals.
“Thousands of families register with us to request assistance, but the limited foreign aid means that each family gets sporadic assistance once or twice at best,” says Mr Al Saqqa.
“This has kept displaced families in a vicious battle for basic necessities.
“We need a large and regular flow of aid from outside Gaza to alleviate the widespread starvation.”
This article is produced in collaboration with Egab.
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The number of Chinese people living in Dubai: An estimated 200,000
Number of Chinese people in International City: Almost 50,000
Daily visitors to Dragon Mart in 2018/19: 120,000
Daily visitors to Dragon Mart in 2010: 20,000
Percentage increase in visitors in eight years: 500 per cent
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Classification of skills
A worker is categorised as skilled by the MOHRE based on nine levels given in the International Standard Classification of Occupations (ISCO) issued by the International Labour Organisation.
A skilled worker would be someone at a professional level (levels 1 – 5) which includes managers, professionals, technicians and associate professionals, clerical support workers, and service and sales workers.
The worker must also have an attested educational certificate higher than secondary or an equivalent certification, and earn a monthly salary of at least Dh4,000.
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UAE currency: the story behind the money in your pockets
Credit Score explained
What is a credit score?
In the UAE your credit score is a number generated by the Al Etihad Credit Bureau (AECB), which represents your credit worthiness – in other words, your risk of defaulting on any debt repayments. In this country, the number is between 300 and 900. A low score indicates a higher risk of default, while a high score indicates you are a lower risk.
Why is it important?
Financial institutions will use it to decide whether or not you are a credit risk. Those with better scores may also receive preferential interest rates or terms on products such as loans, credit cards and mortgages.
How is it calculated?
The AECB collects information on your payment behaviour from banks as well as utilitiy and telecoms providers.
How can I improve my score?
By paying your bills on time and not missing any repayments, particularly your loan, credit card and mortgage payments. It is also wise to limit the number of credit card and loan applications you make and to reduce your outstanding balances.
How do I know if my score is low or high?
By checking it. Visit one of AECB’s Customer Happiness Centres with an original and valid Emirates ID, passport copy and valid email address. Liv. customers can also access the score directly from the banking app.
How much does it cost?
A credit report costs Dh100 while a report with the score included costs Dh150. Those only wanting the credit score pay Dh60. VAT is payable on top.
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- Fewer criminals put behind bars and more to serve sentences in the community, with short sentences scrapped and many inmates released earlier.
- Greater use of curfews and exclusion zones to deliver tougher supervision than ever on criminals.
- Explore wider powers for judges to punish offenders by blocking them from attending football matches, banning them from driving or travelling abroad through an expansion of ‘ancillary orders’.
- More Intensive Supervision Courts to tackle the root causes of crime such as alcohol and drug abuse – forcing repeat offenders to take part in tough treatment programmes or face prison.
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Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.
Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.
“Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.
Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.
“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.
Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.
From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.
Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.
BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.
Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.
Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.
“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.
Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.
“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.
“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”
The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”