Fresh ingredients:
1 onion
2 large leeks
1 bunch thyme
Dry ingredients:
1 small loaf brown bread
Dairy:
30g strong blue cheese
450ml milk
Total: Dh30
Preheat the oven to 200C/fan 180C/ gas 6. Peel and roughly chop the onion, wash and thickly slice the leeks. Pick and chop the thyme leaves. Crumble or chop the cheese into pieces. Measure out 25g butter and 25g plain flour and blitz three slices of bread to crumbs.
Heat a tablespoon of oil in a saucepan over a medium heat. Add the onion and leeks, season and cook for 6-8 minutes, until tender. Transfer the vegetables to a plate and return the pan to the heat.
Add the butter to the pan and allow to melt over a low heat. Add the flour, a tablespoon at a time, to create a paste. Cook for 1-2 minutes. Remove the pan from the heat and add a little milk, stirring to incorporate. Return the pan to the heat and pour in the remaining milk, stirring continuously. Season with salt and black pepper until the sauce thickens (five minutes or so).
Remove from the heat and stir in the cheese, leeks, onions and thyme. Tip the mixture into an ovenproof dish, scatter over the breadcrumbs and a drizzle of olive oil and bake for 10 minutes, until golden and bubbling.
Note: The Dh30 recipe works of the premise that you already have the most basic of store cupboard or fridge staples - items such as oil for cooking and dressing, vinegar, butter, salt and pepper and in this case plain flour - at your disposal.
For all our 30-in-30 recipes please visit www.thenational.ae/30-in-30
How to protect yourself when air quality drops
Install an air filter in your home.
Close your windows and turn on the AC.
Shower or bath after being outside.
Wear a face mask.
Stay indoors when conditions are particularly poor.
If driving, turn your engine off when stationary.
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The most expensive investment mistake you will ever make
When is the best time to start saving in a pension? The answer is simple – at the earliest possible moment. The first pound, euro, dollar or dirham you invest is the most valuable, as it has so much longer to grow in value. If you start in your twenties, it could be invested for 40 years or more, which means you have decades for compound interest to work its magic.
“You get growth upon growth upon growth, followed by more growth. The earlier you start the process, the more it will all roll up,” says Chris Davies, chartered financial planner at The Fry Group in Dubai.
This table shows how much you would have in your pension at age 65, depending on when you start and how much you pay in (it assumes your investments grow 7 per cent a year after charges and you have no other savings).
Age
|
$250 a month
|
$500 a month
|
$1,000 a month
|
25
|
$640,829
|
$1,281,657
|
$2,563,315
|
35
|
$303,219
|
$606,439
|
$1,212,877
|
45
|
$131,596
|
$263,191
|
$526,382
|
55
|
$44,351
|
$88,702
|
$177,403
|
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