Making new friends: a family says hello to a pair of ostriches at RAK Wildlife Park. Sarah Dea / The National
Making new friends: a family says hello to a pair of ostriches at RAK Wildlife Park. Sarah Dea / The National

Animal law spurs RAK park into action



RAS AL KHAIMAH // RAK Wildlife Park officials hope to raise enough money to carry out a two-year expansion and upgrade of the attraction in the wake of a law making it illegal to keep exotic animals as pets.

Ninety per cent of the animals at the centre, from big cats to primates, are rescues – are liberated from people’s homes or even visiting circuses.

The park is expecting a lot of animal dumping as the ownership law comes into place.

“People are realising now that keeping a lion or tiger in an apartment or even a villa is impossible,” said Zara Hovelsas, wild animal welfare director for the Middle East Animal Foundation, who is assisting with the renovations.

“Even by eight or nine months, a tiger or lion becomes unruly and it’s impossible to keep them. Many are simply discarded when they get too big.”

The one-million-square-foot RAK Wildlife Park is run by Emirati Jasem Ali, a retired police general, whose “love for nature and for animals” inspired him to launch the shelter and rescue some of the many wild animals brought in illegally, raised in farms, homes, kept in pet shops and abandoned.

For now, the two-year renovation project, which will cost Dh5 million, is being funded by Mr Ali, with some support from Sheikha Fatima bint Rashid bin Saeed Al Maktoum.

It is a huge undertaking but Mr Ali said the biggest priority was air conditioning and “ensuring the animals evolve in the right climate”.

The park, near RAK Airport, opened in 2014 as RAK Zoo.

Ms Hovelsas changed the name to RAK Wildlife Park as she wanted it to reflect the sanctuary it provided for its diverse array of animals rather suggest a place of cruelty and captivity.

She also wants better labelling of the enclosures because, she said, many visitors were confused as to why the animals looked in bad shape, unaware of their journey before reaching the sanctuary.

“The two tigers we rescued from the circus visiting the UAE came to us in a very bad condition,” she said.

“We need people to understand the background and that we’ve taken them in as a sanctuary, and that they’re not being mistreated with us.”

Mr Ali said it was very important people understood what they were doing at the wildlife park.

“We rescue the animals to ensure they can continue their lives in an environment that is safe for them,” he said.

About 60 per cent of the visitors to the park are tourists. During the cooler months up to 2,000 people visit every week.

Mr Ali said he would “really like the support of the tourism authority”.

Mohamed Loojab, assistant director of tourism standards at the RAK Tourism Development Authority, said it will be some time before the centre will be licensed.

“Following a site visit conducted in late 2015, the authority communicated its feedback to the owner of this private venture,” he said.

“This feedback outlined our assessment that the facility did not meet the basic international standards of a zoo or park and, therefore, does not currently meet our official visitor attraction standards.”

However, Mr Loojab said: “We can share detailed guidelines on how to meet the standards the authority requires.”

It may be 2018 before the new law on animal ownership is -fully enacted, in the meantime there will be much to do.

“It’s important for the region to raise this awareness about animals and protecting them,” said Mr Ali.

mswan@thenational.ae

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1,000 Books to Read Before You Die: A Life-Changing List
James Mustich, Workman

How The Debt Panel's advice helped readers in 2019

December 11: 'My husband died, so what happens to the Dh240,000 he owes in the UAE?'

JL, a housewife from India, wrote to us about her husband, who died earlier this month. He left behind an outstanding loan of Dh240,000 and she was hoping to pay it off with an insurance policy he had taken out. She also wanted to recover some of her husband’s end-of-service liabilities to help support her and her son.

“I have no words to thank you for helping me out,” she wrote to The Debt Panel after receiving the panellists' comments. “The advice has given me an idea of the present status of the loan and how to take it up further. I will draft a letter and send it to the email ID on the bank’s website along with the death certificate. I hope and pray to find a way out of this.”

November 26:  ‘I owe Dh100,000 because my employer has not paid me for a year’

SL, a financial services employee from India, left the UAE in June after quitting his job because his employer had not paid him since November 2018. He owes Dh103,800 on four debts and was told by the panellists he may be able to use the insolvency law to solve his issue. 

SL thanked the panellists for their efforts. "Indeed, I have some clarity on the consequence of the case and the next steps to take regarding my situation," he says. "Hopefully, I will be able to provide a positive testimony soon."

October 15: 'I lost my job and left the UAE owing Dh71,000. Can I return?'

MS, an energy sector employee from South Africa, left the UAE in August after losing his Dh12,000 job. He was struggling to meet the repayments while securing a new position in the UAE and feared he would be detained if he returned. He has now secured a new job and will return to the Emirates this month.

“The insolvency law is indeed a relief to hear,” he says. "I will not apply for insolvency at this stage. I have been able to pay something towards my loan and credit card. As it stands, I only have a one-month deficit, which I will be able to recover by the end of December." 

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Will the pound fall to parity with the dollar?

The idea of pound parity now seems less far-fetched as the risk grows that Britain may split away from the European Union without a deal.

Rupert Harrison, a fund manager at BlackRock, sees the risk of it falling to trade level with the dollar on a no-deal Brexit. The view echoes Morgan Stanley’s recent forecast that the currency can plunge toward $1 (Dh3.67) on such an outcome. That isn’t the majority view yet – a Bloomberg survey this month estimated the pound will slide to $1.10 should the UK exit the bloc without an agreement.

New Prime Minister Boris Johnson has repeatedly said that Britain will leave the EU on the October 31 deadline with or without an agreement, fuelling concern the nation is headed for a disorderly departure and fanning pessimism toward the pound. Sterling has fallen more than 7 per cent in the past three months, the worst performance among major developed-market currencies.

“The pound is at a much lower level now but I still think a no-deal exit would lead to significant volatility and we could be testing parity on a really bad outcome,” said Mr Harrison, who manages more than $10 billion in assets at BlackRock. “We will see this game of chicken continue through August and that’s likely negative for sterling,” he said about the deadlocked Brexit talks.

The pound fell 0.8 per cent to $1.2033 on Friday, its weakest closing level since the 1980s, after a report on the second quarter showed the UK economy shrank for the first time in six years. The data means it is likely the Bank of England will cut interest rates, according to Mizuho Bank.

The BOE said in November that the currency could fall even below $1 in an analysis on possible worst-case Brexit scenarios. Options-based calculations showed around a 6.4 per cent chance of pound-dollar parity in the next one year, markedly higher than 0.2 per cent in early March when prospects of a no-deal outcome were seemingly off the table.

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ECB Hawks v ECB Falcons

Monday, April 6, 7.30pm, Sharjah Cricket Stadium

The match will be broadcast live on the My Sports Eye Facebook page

 

Hawks

Coach: Chaitrali Kalgutkar

Squad: Chaya Mughal (captain), Archara Supriya, Chamani Senevirathne, Chathurika Anand, Geethika Jyothis, Indhuja Nandakumar, Kashish Loungani, Khushi Sharma, Khushi Tanwar, Rinitha Rajith, Siddhi Pagarani, Siya Gokhale, Subha Srinivasan, Suraksha Kotte, Theertha Satish

 

Falcons

Coach: Najeeb Amar

Squad: Kavisha Kumari (captain), Almaseera Jahangir, Annika Shivpuri, Archisha Mukherjee, Judit Cleetus, Ishani Senavirathne, Lavanya Keny, Mahika Gaur, Malavika Unnithan, Rishitha Rajith, Rithika Rajith, Samaira Dharnidharka, Shashini Kaluarachchi, Udeni Kuruppuarachchi, Vaishnave Mahesh

 

 

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Key changes

Commission caps

For life insurance products with a savings component, Peter Hodgins of Clyde & Co said different caps apply to the saving and protection elements:

• For the saving component, a cap of 4.5 per cent of the annualised premium per year (which may not exceed 90 per cent of the annualised premium over the policy term). 

• On the protection component, there is a cap  of 10 per cent of the annualised premium per year (which may not exceed 160 per cent of the annualised premium over the policy term).

• Indemnity commission, the amount of commission that can be advanced to a product salesperson, can be 50 per cent of the annualised premium for the first year or 50 per cent of the total commissions on the policy calculated. 

• The remaining commission after deduction of the indemnity commission is paid equally over the premium payment term.

• For pure protection products, which only offer a life insurance component, the maximum commission will be 10 per cent of the annualised premium multiplied by the length of the policy in years.

Disclosure

Customers must now be provided with a full illustration of the product they are buying to ensure they understand the potential returns on savings products as well as the effects of any charges. There is also a “free-look” period of 30 days, where insurers must provide a full refund if the buyer wishes to cancel the policy.

“The illustration should provide for at least two scenarios to illustrate the performance of the product,” said Mr Hodgins. “All illustrations are required to be signed by the customer.”

Another illustration must outline surrender charges to ensure they understand the costs of exiting a fixed-term product early.

Illustrations must also be kept updatedand insurers must provide information on the top five investment funds available annually, including at least five years' performance data.

“This may be segregated based on the risk appetite of the customer (in which case, the top five funds for each segment must be provided),” said Mr Hodgins.

Product providers must also disclose the ratio of protection benefit to savings benefits. If a protection benefit ratio is less than 10 per cent "the product must carry a warning stating that it has limited or no protection benefit" Mr Hodgins added.

Jigra
Director: Vasan Bala
Starring: Alia Bhatt, Vedang Raina, Manoj Pahwa, Harsh Singh
Rated: 3.5/5
How to protect yourself when air quality drops

Install an air filter in your home.

Close your windows and turn on the AC.

Shower or bath after being outside.

Wear a face mask.

Stay indoors when conditions are particularly poor.

If driving, turn your engine off when stationary.


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