Lucy Nicholson / Reuters
Lucy Nicholson / Reuters
Lucy Nicholson / Reuters
Lucy Nicholson / Reuters

Three of the best UAE financial products with tempting extras


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Free iPhone 6 (16 GB) with NBAD loan

Benefits: Apply for a NBAD personal loan – or a top-up of Dh300,000 or more – and receive a free iPhone 6 (16

GB). The loan offer – at a reducing rate of 5.25 per cent – comes with a minimum loan tenure of 24 months and a maximum of 48 months (extendable to 60 months for those in the UAE Armed Forces).

Beware of: The colour of the iPhone will be subject to availability.

Free iPad with StanChart credit card

Benefits: Apply for your first credit card with Standard Chartered and receive a free iPad Air 2. Available to those earning Dh20,000 or above, the card also offers a 50 per cent discount on Vox Cinemas and up to 10 per cent cashback on utility payments, school fees and grocery shopping.

Beware of: Cardholders will be charged Dh1,800 if they do not spend a minimum of Dh80,000 in the first 12 months of holding the card.

10,000 air miles with an HSBC loan

Benefits: Apply for a new personal or a top-up loan from HSBC, at a reducing rate of 5.99 per cent, and receive 10,000 Air Miles. Applicants can borrow up to Dh500,000 for expats and Dh750,000 for Emiratis over a period of up to 48 months. The bonus miles must be credited to an Air Miles account.

Beware of: Applicants must have a minimum salary of Dh7,500.

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