Personal loan for Emiratis from only 2.99 per cent
Benefits: Sharjah Islamic Bank has launched a summer loan offer, with personal finance available at a flat rate profit rate of just 2.99 per cent (5.47 per cent reducing) for Emiratis for three years. The deal, available until the end of August, has a higher rate for expats of 3.66 per cent (6.7 per cent annual reducing) over a four-year period.
Watch out for: Only those earning Dh30,000 and above can apply.
ADIB postpones finance instalments for Eid Al Fitr
Benefits: Abu Dhabi Islamic Bank is postponing repayment instalments for personal and car loan customers during the Ramadan period. Customers eligible for the offer will be contacted by text message. The offer is valid for instalments due before August 9 and customers can opt out if they prefer to make the payment.
Watch out for: Only customers who are up to date with their payments qualify for the offer.
Special exchange rates for summer
Benefits: Travellers heading overseas for the summer can benefit from Emirate Islamic's best exchange rates on several currencies including the US dollar, euro, British pound and Philippine peso, without any processing fees. For example, quoting rates offered for USD, Emirates Islamic will offer a rate of Dh3.68 against the US dollar in comparison to the market rate of Dh3.684.
Watch out for: The offer expires on August 31.
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TRAP
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