<strong>The situation for businesses in Dubai</strong> <strong>Minimum level of cover</strong> <strong>Why employees need to act</strong> <strong>From fines to visa refusals: risks of ignoring the deadline</strong> <strong>How to protect yourself</strong> <em>Stephen MacLaren is the regional head of Distribution human capital and benefits at Al Futtaim Willis.</em> Follow The National's Business section on <a href="https://twitter.com/Ind_Insights">Twitter</a>