![Clearing his student debts was the first step towards achieving financial freedom. Getty Images](https://thenational-the-national-prod.cdn.arcpublishing.com/resizer/v2/YCHTPW4MAKV3FVNHVM5EN62L4U.jpg?smart=true&auth=1eee1c8f16e7214a1b59f38201c87478a677a2067ae161f799985c49d39e2a54&width=400&height=225)
Clearing his student debts was the first step towards achieving financial freedom. Getty Images
Clearing his student debts was the first step towards achieving financial freedom. Getty ImagesI retired years ago without even realising it
Zach Holz says his journey towards financial independence allows him to turn down work he does not want to do
Zach Holz
October 05, 2019