Christmas is a time for celebration, hospitality and eating to excess, leaving you feeling bulkier around the waste and a lot slimmer in the wallet.
It's easy to get carried away while shopping for that Christmas meal.
There's the turkey, plum pudding, cake, mince pies, shortbread, spiced nuts, sweets and smoked salmon hors d'oeuvres - all of the special Christmas touches that can suck the dirham out of the purse.
Sarah Monk, who is from the UK, said that last year she spent more than Dh1,000 on the Christmas dinner she cooked for her husband, one-year-old girl and two other couples.
"It was definitely more than I had expected to pay," Ms Monk, 36, says. "I did go to Spinneys and bought everything there, so I guess I could have done it cheaper. I bought stuffing and things I could have done myself. Because we're British, we wanted to bring in our tradition, which includes things like sausages wrapped in bacon and smoked salmon - items you have to pay more for."
This year, Ms Monk, who is due to give birth to her second child on December 22, has reduced the cost and stress of the day by buying a pre-cooked meal from the Abu Dhabi Golf Club.
The Monks will gather around their table with another family to feast on honey-glazed turkey with stuffing, Brussels sprouts, broccoli, gravy, cranberry sauce and apple pie.
The deal costs Dh395 with a 6kg turkey, or Dh495 for an 8kg bird.
Pricier options are available from the Hilton Hotel in Abu Dhabi (Dh549 for a 6kg turkey plus vegetables and trimmings), the Sheraton Abu Dhabi (Dh750 for a 4-5kg turkey plus vegetables and trimmings) and the Shangri-La Qaryat (Dh390 for a 6kg bird with vegetables and trimmings available at extra cost).
The Intercontinental Dubai offers a 6kg turkey with a choice of five side dishes for Dh525, Dubai's Hyatt Regency has a 5-6kg turkey with vegetables and trimmings for Dh500, while the Renaissance Hotel offers a turkey dinner for four for Dh380. And if you live in Sharjah, the Coral Beach Resort offers a 6kg turkey with vegetables, trimmings, rice and nuts for Dh270.
"I'm doing it this way because I'm having a baby and who knows what will happen," Ms Monk said.
"We wanted to do something which didn't require any work and which we could just put into the fridge if we really had to."
If you do decide to labour in the kitchen this season, it will definitely cost you more than time.
One of the most expensive items at Christmas is, of course, the turkey, and it gets pricier if you opt for a fresh bird. Spinney's is charging Dh69.75 per kg, Jones the Grocer's fresh turkey, imported from France, is priced at Dh160 per kg, while a fresh turkey from Lulu Hypermarket is just Dh39.50 a kg.
But many people say the frozen alternative, if prepared properly - many people brine their turkey overnight in the refrigerator - tastes just as good. Frozen birds are selling for Dh15.95 per kg at Spinneys, and Dh18.95 per kg at Lulu and local co-operatives.
You could choose an alternative to save some cash. After all, no one has ever said that you must serve the same thing year after year.
Rachel Bond, who arrived in Abu Dhabi from the UK in May 2008, is celebrating Christmas with her husband, two children and mother-in-law at home with roast beef and all the trimmings.
"I think we probably spent between Dh500 and Dh600, including drinks," Ms Bond, 38, said.
"We bought Yorkshire puddings, and we weren't short on nibbles. But I did make my own mince pies."
Ms Bond said she economised by buying Christmas fare bit by bit in the run-up to Christmas, rather than in one big shop.
"When you do one big shop before Christmas you can get carried away," she said.
"And my big tip: don't ever look into other people's trolleys while you're shopping, or you'll just think, 'I must get some of those'."
But like the Monks, the Bond family is doing something a bit different this year by celebrating outside the home: and lunching with friends at a Rotana hotel in Dubai. For this family, the perfect Christmas involves booking a restaurant with friends and letting someone else worry about the cooking.
The Jumeirah Rotana Hotel offers a four-course Christmas dinner for Dh189 per person, including soup, salad, main course with a turkey option and dessert.
If you are looking for a bit more variety, the hotel's international buffet is available for Dh209 a person.
There are many dining options at hotels in both Abu Dhabi and Dubai, so it's a good idea to call around and discover which option is best for you. Likewise, for those of us who prefer the company of our homes, it's always a good idea to price everything on the menu.
Christmas staples can vary greatly in price from supermarket to supermarket. A basket, including a 500g Christmas cake, 500g pudding, six mince pies, 500g of mixed nuts, shortbread, cranberry sauce, bon-bons and smoked salmon, will cost Dh389.70 at Spinneys, compared to Dh260.55 at Lulu. Similar deals are available at your local Carrefour and other supermarkets.
Once the shopping's done, it all comes down to preparation, and spending a little extra time in the kitchen can save you plenty of money. Pre-cut vegetables can cost three times as much as the uncut variety, so why not gather the family in the kitchen and start chopping and mixing?
The internet is also home to plenty of recipes for stuffing, mince pies and ways to turn plain inexpensive nuts that sell for Dh12 a kilo at Lulu's into a spiced variety that can cost up to Dh30.5 at Spinneys.
Shortbread is another treat that is easy to make, but Jessica Milhouse, 44, who moved to Abu Dhabi from Canada in March 2008, recommends buying the cakes and puddings. "I made both last year and it cost well over Dh120," Ms Milhouse, 44, said. "The ingredients are so expensive and you can't buy them in small enough quantities."It's such a waste."
And finally, don't go overboard. We have all looked back at holiday dinners and regretted making and buying too much food. An over-abundance can backfire on you, confusing your guests.
"It's not necessary to open three dips and four packet of chips," Ms Bond said. "You don't need a giant load of nibbles on Christmas Day. People buy too much."
Sustainable Development Goals
1. End poverty in all its forms everywhere
2. End hunger, achieve food security and improved nutrition and promote sustainable agriculture
3. Ensure healthy lives and promote well-being for all at all ages
4. Ensure inclusive and equitable quality education and promote lifelong learning opportunities for all
5. Achieve gender equality and empower all women and girls
6. Ensure availability and sustainable management of water and sanitation for all
7. Ensure access to affordable, reliable, sustainable and modern energy for all
8. Promote sustained, inclusive and sustainable economic growth, full and productive employment and decent work for all
9. Build resilient infrastructure, promote inclusive and sustainable industrialisation and foster innovation
10. Reduce inequality within and among countries
11. Make cities and human settlements inclusive, safe, resilient and sustainable
12. Ensure sustainable consumption and production patterns
13. Take urgent action to combat climate change and its effects
14. Conserve and sustainably use the oceans, seas and marine resources for sustainable development
15. Protect, restore and promote sustainable use of terrestrial ecosystems, sustainably manage forests, combat desertification, and halt and reverse land degradation and halt biodiversity loss
16. Promote peaceful and inclusive societies for sustainable development, provide access to justice for all and build effective, accountable and inclusive institutions at all levels
17. Strengthen the means of implementation and revitalise the global partnership for sustainable development
The specs
Engine: 1.5-litre 4-cylinder petrol
Power: 154bhp
Torque: 250Nm
Transmission: 7-speed automatic with 8-speed sports option
Price: From Dh79,600
On sale: Now
Disclaimer
Director: Alfonso Cuaron
Stars: Cate Blanchett, Kevin Kline, Lesley Manville
Rating: 4/5
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COMPANY%20PROFILE
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The specs
Engine: four-litre V6 and 3.5-litre V6 twin-turbo
Transmission: six-speed and 10-speed
Power: 271 and 409 horsepower
Torque: 385 and 650Nm
Price: from Dh229,900 to Dh355,000
Know before you go
- Jebel Akhdar is a two-hour drive from Muscat airport or a six-hour drive from Dubai. It’s impossible to visit by car unless you have a 4x4. Phone ahead to the hotel to arrange a transfer.
- If you’re driving, make sure your insurance covers Oman.
- By air: Budget airlines Air Arabia, Flydubai and SalamAir offer direct routes to Muscat from the UAE.
- Tourists from the Emirates (UAE nationals not included) must apply for an Omani visa online before arrival at evisa.rop.gov.om. The process typically takes several days.
- Flash floods are probable due to the terrain and a lack of drainage. Always check the weather before venturing into any canyons or other remote areas and identify a plan of escape that includes high ground, shelter and parking where your car won’t be overtaken by sudden downpours.
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Is it worth it? We put cheesecake frap to the test.
The verdict from the nutritionists is damning. But does a cheesecake frappuccino taste good enough to merit the indulgence?
My advice is to only go there if you have unusually sweet tooth. I like my puddings, but this was a bit much even for me. The first hit is a winner, but it's downhill, slowly, from there. Each sip is a little less satisfying than the last, and maybe it was just all that sugar, but it isn't long before the rush is replaced by a creeping remorse. And half of the thing is still left.
The caramel version is far superior to the blueberry, too. If someone put a full caramel cheesecake through a liquidiser and scooped out the contents, it would probably taste something like this. Blueberry, on the other hand, has more of an artificial taste. It's like someone has tried to invent this drink in a lab, and while early results were promising, they're still in the testing phase. It isn't terrible, but something isn't quite right either.
So if you want an experience, go for a small, and opt for the caramel. But if you want a cheesecake, it's probably more satisfying, and not quite as unhealthy, to just order the real thing.
Multitasking pays off for money goals
Tackling money goals one at a time cost financial literacy expert Barbara O'Neill at least $1 million.
That's how much Ms O'Neill, a distinguished professor at Rutgers University in the US, figures she lost by starting saving for retirement only after she had created an emergency fund, bought a car with cash and purchased a home.
"I tell students that eventually, 30 years later, I hit the million-dollar mark, but I could've had $2 million," Ms O'Neill says.
Too often, financial experts say, people want to attack their money goals one at a time: "As soon as I pay off my credit card debt, then I'll start saving for a home," or, "As soon as I pay off my student loan debt, then I'll start saving for retirement"."
People do not realise how costly the words "as soon as" can be. Paying off debt is a worthy goal, but it should not come at the expense of other goals, particularly saving for retirement. The sooner money is contributed, the longer it can benefit from compounded returns. Compounded returns are when your investment gains earn their own gains, which can dramatically increase your balances over time.
"By putting off saving for the future, you are really inhibiting yourself from benefiting from that wonderful magic," says Kimberly Zimmerman Rand , an accredited financial counsellor and principal at Dragonfly Financial Solutions in Boston. "If you can start saving today ... you are going to have a lot more five years from now than if you decide to pay off debt for three years and start saving in year four."
Ultra processed foods
- Carbonated drinks, sweet or savoury packaged snacks, confectionery, mass-produced packaged breads and buns
- margarines and spreads; cookies, biscuits, pastries, cakes, and cake mixes, breakfast cereals, cereal and energy bars;
- energy drinks, milk drinks, fruit yoghurts and fruit drinks, cocoa drinks, meat and chicken extracts and instant sauces
- infant formulas and follow-on milks, health and slimming products such as powdered or fortified meal and dish substitutes,
- many ready-to-heat products including pre-prepared pies and pasta and pizza dishes, poultry and fish nuggets and sticks, sausages, burgers, hot dogs, and other reconstituted meat products, powdered and packaged instant soups, noodles and desserts.
Day 5, Abu Dhabi Test: At a glance
Moment of the day When Dilruwan Perera dismissed Yasir Shah to end Pakistan’s limp resistance, the Sri Lankans charged around the field with the fevered delirium of a side not used to winning. Trouble was, they had not. The delivery was deemed a no ball. Sri Lanka had a nervy wait, but it was merely a stay of execution for the beleaguered hosts.
Stat of the day – 5 Pakistan have lost all 10 wickets on the fifth day of a Test five times since the start of 2016. It is an alarming departure for a side who had apparently erased regular collapses from their resume. “The only thing I can say, it’s not a mitigating excuse at all, but that’s a young batting line up, obviously trying to find their way,” said Mickey Arthur, Pakistan’s coach.
The verdict Test matches in the UAE are known for speeding up on the last two days, but this was extreme. The first two innings of this Test took 11 sessions to complete. The remaining two were done in less than four. The nature of Pakistan’s capitulation at the end showed just how difficult the transition is going to be in the post Misbah-ul-Haq era.
Nayanthara: Beyond The Fairy Tale
Starring: Nayanthara, Vignesh Shivan, Radhika Sarathkumar, Nagarjuna Akkineni
Director: Amith Krishnan
Rating: 3.5/5
Know your cyber adversaries
Cryptojacking: Compromises a device or network to mine cryptocurrencies without an organisation's knowledge.
Distributed denial-of-service: Floods systems, servers or networks with information, effectively blocking them.
Man-in-the-middle attack: Intercepts two-way communication to obtain information, spy on participants or alter the outcome.
Malware: Installs itself in a network when a user clicks on a compromised link or email attachment.
Phishing: Aims to secure personal information, such as passwords and credit card numbers.
Ransomware: Encrypts user data, denying access and demands a payment to decrypt it.
Spyware: Collects information without the user's knowledge, which is then passed on to bad actors.
Trojans: Create a backdoor into systems, which becomes a point of entry for an attack.
Viruses: Infect applications in a system and replicate themselves as they go, just like their biological counterparts.
Worms: Send copies of themselves to other users or contacts. They don't attack the system, but they overload it.
Zero-day exploit: Exploits a vulnerability in software before a fix is found.
From Zero
Artist: Linkin Park
Label: Warner Records
Number of tracks: 11
Rating: 4/5
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Five personal finance podcasts from The National
To help you get started, tune into these Pocketful of Dirham episodes
·
Balance is essential to happiness, health and wealth
·
What is a portfolio stress test?
·
What are NFTs and why are auction houses interested?
·
How gamers are getting rich by earning cryptocurrencies
·
Should you buy or rent a home in the UAE?
Fifa Club World Cup quarter-final
Esperance de Tunis 0
Al Ain 3 (Ahmed 02’, El Shahat 17’, Al Ahbabi 60’)
COMPANY PROFILE
Name: Almnssa
Started: August 2020
Founder: Areej Selmi
Based: Gaza
Sectors: Internet, e-commerce
Investments: Grants/private funding
Wicked
Director: Jon M Chu
Stars: Cynthia Erivo, Ariana Grande, Jonathan Bailey
Electoral College Victory
Trump has so far secured 295 Electoral College votes, according to the Associated Press, exceeding the 270 needed to win. Only Nevada and Arizona remain to be called, and both swing states are leaning Republican. Trump swept all five remaining swing states, North Carolina, Georgia, Pennsylvania, Michigan and Wisconsin, sealing his path to victory and giving him a strong mandate.
Popular Vote Tally
The count is ongoing, but Trump currently leads with nearly 51 per cent of the popular vote to Harris’s 47.6 per cent. Trump has over 72.2 million votes, while Harris trails with approximately 67.4 million.
The specs
Engine: 77.4kW all-wheel-drive dual motor
Power: 320bhp
Torque: 605Nm
Transmission: Single-speed automatic
Price: From Dh219,000
On sale: Now
Need to know
When: October 17 until November 10
Cost: Entry is free but some events require prior registration
Where: Various locations including National Theatre (Abu Dhabi), Abu Dhabi Cultural Center, Zayed University Promenade, Beach Rotana (Abu Dhabi), Vox Cinemas at Yas Mall, Sharjah Youth Center
What: The Korea Festival will feature art exhibitions, a B-boy dance show, a mini K-pop concert, traditional dance and music performances, food tastings, a beauty seminar, and more.
For more information: www.koreafestivaluae.com
Kanguva
Director: Siva
Stars: Suriya, Bobby Deol, Disha Patani, Yogi Babu, Redin Kingsley
APPLE IPAD MINI (A17 PRO)
Display: 21cm Liquid Retina Display, 2266 x 1488, 326ppi, 500 nits
Chip: Apple A17 Pro, 6-core CPU, 5-core GPU, 16-core Neural Engine
Storage: 128/256/512GB
Main camera: 12MP wide, f/1.8, digital zoom up to 5x, Smart HDR 4
Front camera: 12MP ultra-wide, f/2.4, Smart HDR 4, full-HD @ 25/30/60fps
Biometrics: Touch ID, Face ID
Colours: Blue, purple, space grey, starlight
In the box: iPad mini, USB-C cable, 20W USB-C power adapter
Price: From Dh2,099