Amex Platinum Credit Card
Benefits: The UAE-only Platinum Credit Card is aimed at travellers. Member Rewards points never expire and can be used on 12 airlines, including Emirates and Etihad. There is also free access to airport lounges, 90-day insurance on purchases, emergency card replacement and an online fraud guarantee.
Beware of: Applicants must earn a minimum annual salary of Dh270,000.
RAKBank Kalyan Jewellers Goldback Credit Card
Benefits: RAKBank has partnered with Kalyan Jewellers to launch a credit card — the first in the UAE to offer "Goldback". These are loyalty points that are earned at a rate of up to 7 per cent and can be redeemed at any Kalyan Jewellers outlets in the UAE for jewellery.
Beware of: The maximum gold back on domestic spending is Dh1,200 a month.
Mashreq Insure+ Saver
Benefits: The Unit Linked Savings Plan and Fixed Deposit savings and insurance bundle offers Mashreq Gold customers the UAE's highest interest rate on a three-month fixed deposit To qualify, customers must invest a minimum of US$25,000 in a fixed deposit along with an equal amount in an insurance savings plan.
Beware of: A penalty of 2 per cent is applied on premature withdrawals.
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