Sea snakes, which are poisonous. are common from November to February.
Sea snakes, which are poisonous. are common from November to February.

Beware, snakes on our beaches



ABU DHABI // Swimmers and beach-goers are being cautioned not to touch highly poisonous sea snakes as their numbers increase in the cool winter months. The Environment Agency - Abu Dhabi (EAD) issued the warning after a member of the public found one of the creatures washed ashore on a beach in the capital. Sea snakes are commonly sighted in Abu Dhabi's shallow coastal waters from November to February as they move away from their summer domain of deeper waters. Strong shamal winds can bring the snakes to shore, where they lie motionless on the sand, as if dead.

"Sea snakes have weak spines and so become helpless [on the beach] and appear as if they are dead," said Thabit al Abdessalaam, EAD director of marine environment. They are probably waiting for the tide to take them back to sea, or could be dazed and weakened after being carried by rough waters. In both cases, they will probably try to bite if handled. However, sea snakes are usually placid and will only attack if provoked or their young are in danger.

In Abu Dhabi, sea snakes are mostly sighted off Marawah Island, Jernain Island and Abu Dhabi island. Simply spotting one should not be a cause for concern, said Nasser al Shaiba, a marine specialist at the Tourism Development and Investment Company. "They are not like desert snakes, they will not chase you and they are not fast chasers under the water," he said. vtodorova@thenational.ae

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Financial considerations before buying a property

Buyers should try to pay as much in cash as possible for a property, limiting the mortgage value to as little as they can afford. This means they not only pay less in interest but their monthly costs are also reduced. Ideally, the monthly mortgage payment should not exceed 20 per cent of the purchaser’s total household income, says Carol Glynn, founder of Conscious Finance Coaching.

“If it’s a rental property, plan for the property to have periods when it does not have a tenant. Ensure you have enough cash set aside to pay the mortgage and other costs during these periods, ideally at least six months,” she says. 

Also, shop around for the best mortgage interest rate. Understand the terms and conditions, especially what happens after any introductory periods, Ms Glynn adds.

Using a good mortgage broker is worth the investment to obtain the best rate available for a buyer’s needs and circumstances. A good mortgage broker will help the buyer understand the terms and conditions of the mortgage and make the purchasing process efficient and easier. 

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